Clay County property record for 290 White Oak Dr, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,744 sqft · built 1997 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Feb 2022) |
| Tax Bill | $1,419 (2026) |
| Deeds & Mortgages | Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 543800878826 |
| Primary APN | 543800878826 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,744 sqft Heated Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 44,431 sqft (1.02 acres) |
| Account Number | 620776000 |
|---|---|
| Street Address | 290 WHITE OAK DR |
| City | WARNE |
| State | NC |
| Zip | 28909-7723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 WHITE OAKS SUB |
| Legal Subdivision | WHITE OAKS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 290 WHITE OAK DR, WARNE, NC 28909-7723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on Record |
| Deed Sale | Feb 1, 2022 · Amount on Record |
| Deed Document Number | 2022235 |
| Deed Book / Page | 461 / 137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 1, 2022 |
| Property Address | 290 WHITE OAK DR, WARNE, NC 28909-7723 |
| Document Number | 000461/137 |
| Book / Page | 461 / 137 |
| Map Reference | CAB 2 SL 92 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022000235 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 WHITE OAK DR, WARNE, NC 28909-7723 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,419.00 (+4.88%) | $425,800 (+59.6%) Land $60,200 Building $365,600 | $425,800 (+59.6%) Land $60,200 Building $365,600 |
| 2025 | $1,353.00 (+7.98%) | $266,800 (-) Land $60,200 Building $206,600 | $266,800 (-) Land $60,200 Building $206,600 |
| 2023 | $1,253.00 | $266,800 Land $60,200 Building $206,600 | $266,800 Land $60,200 Building $206,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures