246 White Oak Dr, Warne, NC 28909 Property Records

Clay County property record for 246 White Oak Dr, Warne, NC 28909

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,576 sqft · built 2013
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Trust Names on File
Last Sale	$259,000 (Nov 2019)
Tax Bill	$2,509 (2026)
Deeds & Mortgages	Apr 2021 Transfer Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`543800886267`

Property Details

APN / Parcel Number

Primary APN	`543800886267`
Alternative APN	`619778000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Building Area	5,576 sqft Heated Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	51,401 sqft (1.18 acres)

Location & Zoning

Account Number	619778000
Street Address	246 WHITE OAK DR
City	WARNE
State	NC
Zip	28909-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 WHITE OAKS SUB
Legal Subdivision	WHITE OAKS SUB
Legal Lot Number	5
Jurisdiction	CLAY NC
Township / Civil Division	BRASSTOWN
Census Block Group	2
Census Block	2059
Census Tract	950201

Owner

246 White Oak Dr is owner-occupied and held in a trust since April 2021.

Source: Clay County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	246 WHITE OAK DR, WARNE, NC 28909-7723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Intrafamily Transfer, Transfer
Nov 1, 2019	Warranty Deed, Transfer
Mar 1, 2017	Warranty Deed, Transfer
Mar 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	Mar 1, 2017 · Amount on File
Deed Document Number	20192624
Deed Book / Page	435 / 55
Last Transfer Date	Apr 28, 2021
Transfer Doc	452/64
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Apr 28, 2021
Property Address	246 WHITE OAK DR, WARNE, NC 28909-7723
Document Number	452/64
Book / Page	452 / 64
Map Reference	CAB 2 SL 92
Instrument Date	Apr 28, 2021
Instrument	2021001484
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	246 WHITE OAK DR, WARNE, NC 28909-7723

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Nov 1, 2019
Property Address	246 WHITE OAK DR, WARNE, NC 28909-7723
Document Number	435/0055
Book / Page	435 / 0055
Map Reference	MB 1 PG 92
Instrument Date	Nov 1, 2019
Instrument	2019002624
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	87 SNEAKING CREEK LN, 87, HAYESVILLE, NC 28904-6213

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 FRANKLIN ST, NAPA, CA 94559-3837

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 1, 2017
Property Address	246 WHITE OAK DR, WARNE, NC 28909-7723
Document Number	408/219
Book / Page	408 / 219
Map Reference	CAB 2 SL 92
Instrument Date	Mar 1, 2017
Instrument	2017000441
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SMOKE RISE VW, 233, HAYESVILLE, NC 28904-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 SUNNYSIDE SHORES RD, HIAWASSEE, GA 30546

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Mar 1, 2017
Property Address	246 WHITE OAK DR, WARNE, NC 28909-7723
Document Number	408/218
Book / Page	408 / 218
Map Reference	CAB 2 SL 92
Instrument Date	Feb 22, 2017
Instrument	2017000440
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SMOKE RISE VW, 233, HAYESVILLE, NC 28904-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 SMOKE RISE VW, HAYESVILLE, NC 28904-5515

Tax Assessment & Valuation

The 2026 property tax bill for 246 White Oak Dr was $2,509, up 12.4% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,509.00 (+12.41%)	$777,100 (+71.24%) Land $41,800 Building $735,300	$777,100 (+71.24%) Land $41,800 Building $735,300
2025	$2,232.00	$453,800 Land $41,800 Building $412,000	$453,800 Land $41,800 Building $412,000
2023	$2,132.00	$453,800 Land $41,800 Building $412,000	$453,800 Land $41,800 Building $412,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 246 White Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 246 White Oak Dr is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures