290 Sunset Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 290 Sunset Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,192 sqft · built 2018
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2018)
Tax Bill	$5,487 (2025)
Deeds & Mortgages	Aug 2019 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`048 16-006 00`

Property Details

APN / Parcel Number

Primary APN	`048 16-006 00`
Alternative APN	`40666`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	4,371 sqft
1st Floor Area	2,192 sqft
Basement Area	2,192 sqft
Finished Basement	1,800 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,420 sqft (0.354 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	676 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	195 sqft
Deck Area	190 sqft
Patio Area	628 sqft
Storage Building	Storage Building
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	40666
Street Address	290 SUNSET POINTE DR
City	MONETA
State	VA
Zip	24121-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNSET POINTE LOT 6
Legal Subdivision	SUNSET POIN
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Franklin County assessment roll, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	290 SUNSET POINTE DR, MONETA, VA 24121-2147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK
Jul 23, 2019	Deed of Trust, Mortgage GEORGE MASON MTG
Feb 26, 2018	Trustee's Deed, Construction Loan · Line of Credit UNION MTG
Jan 23, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2018 · Amount on Record
Deed Sale	Jan 23, 2018 · Amount on Record
Deed Document Number	2018408
Deed Book / Page	1103 / 2141
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	290 SUNSET POINTE DR, MONETA, VA 24121-2147
Document Number	0011270232
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SUNSET POINTE DR MONETA VA 241212147, MONETA, VA 24121-2147

Mortgage

Document Number	0011270232
Date	Sep 10, 2019
Book Page	001127/000232
Instrument	5581

Lender

Name	ATLANTIC UNION BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	290 SUNSET POINTE DR, MONETA, VA 24121-2147
Document Number	0011250112
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 SUNSET POINTE DR MONETA VA 241212147, MONETA, VA 24121-2147

Mortgage

Document Number	0011250112
Date	Jul 29, 2019
Book Page	001125/000112
Instrument	4523

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate Type	Fixed Rate

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 26, 2018
Property Address	290 SUNSET POINTE DR, MONETA, VA 24121-2147
Document Number	0011050168
Book / Page	001105 / 000168
Instrument Date	Feb 23, 2018
Instrument	1188
Transaction Type	Construction Loan
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11050168
Date	Feb 26, 2018
Book Page	001105/000168
Instrument	1188

Lender

Name	UNION MTG
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 23, 2018
Property Address	290 SUNSET POINTE DR, MONETA, VA 24121-2147
Document Number	0011032141
Book / Page	001103 / 002141
Instrument Date	Jan 8, 2018
Instrument	408
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3133 HENRY GRANT HL ROCKINGHAM VA 228014908, ROCKINGHAM, VA 22801-4908

Mortgage

Document Number	11032144
Date	Jan 23, 2018
Book Page	001103/002144
Instrument	409

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,487.00 (+14.65%)	$1,276,100 (+62.64%) Land $260,000 Building $1,016,100	$1,276,100 (+62.64%) Land $260,000 Building $1,016,100
2023	$4,786.00	$784,600 (-) Land $255,000 Building $529,600	$784,600 (-) Land $255,000 Building $529,600
2022		$784,600 Land $255,000 Building $529,600	$784,600 Land $255,000 Building $529,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Cable	1,000 / 50
ZiTEL Fiber	960 / 960
T-Mobile USA Fixed Wireless	100 / 20

May also be available: SML Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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