266 Sunset Pointe Dr, Moneta, VA 24121 Property Records

Franklin County property record for 266 Sunset Pointe Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,212 sqft · built 2023
Lot Size	0.347 acres (15,115 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jun 2019)
Tax Bill	$7,155 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 16-007 00`

Property Details

APN / Parcel Number

Primary APN	`048 16-007 00`
Alternative APN	`40667`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
Gross Area	3,651 sqft
1st Floor Area	2,744 sqft
Basement Area	2,212 sqft
Finished Basement	1,848 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,115 sqft (0.347 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	40667
Street Address	266 SUNSET POINTE DR
City	MONETA
State	VA
Zip	24121-2147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNSET POINTE LOT 7
Legal Subdivision	SUNSET POIN
Legal Lot Number	7
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2496 LOST MOUNTAIN RD, WIRTZ, VA 24184-4299
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed of Trust, Mortgage · Line of Credit TRUST BANK
Aug 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BOTETOURT
Jun 21, 2019	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	20193667
Deed Book / Page	1123 / 1057
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Recording Date	Apr 20, 2026
Property Address	266 SUNSET POINTE DR, MONETA, VA 24121-2147
Document Number	0000002469
Book / Page	1244 / 487
Instrument Date	Mar 27, 2026
Instrument	20262469
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 SUNSET POINTE DR, MONETA, VA 24121-2147

Mortgage

Document Number	0000002469,
Date	Apr 20, 2026
Book Page	1244/487
Instrument	20262469

Lender

Name	TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	SUNSET POINTE DR, MONETA, VA 24121
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012030447
Date	Aug 28, 2023
Book Page	1203/447
Instrument	230004989

Lender

Name	BANK OF BOTETOURT
Type	Bank
Address	TROUTVILLE, VA 24175

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 25, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.35%
Type Change Date	Aug 25, 2029
Change Frequency	5 Years
Min Rate At Change	3.35%
Max Rate At Change	9.35%
Index	5-Year TN
Margin	3
Max Rate	12.3%

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 21, 2019
Property Address	SUNSET POINTE DR, MONETA, VA 24121
Document Number	0011231057
Book / Page	001123 / 001057
Instrument Date	Jun 10, 2019
Instrument	3667
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SUNSET POINTE DR MONETA VA 241212147, MONETA, VA 24121-2147

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,155.00 (+380.85%)	$1,664,112 (+582.01%) Land $250,000 Building $1,414,112	$1,664,112 (+582.01%) Land $250,000 Building $1,414,112
2023	$1,488.00	$244,000 (-) Land $240,000 Building $4,000	$244,000 (-) Land $240,000 Building $4,000
2022		$244,000 Land $240,000 Building $4,000	$244,000 Land $240,000 Building $4,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2012–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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