290 Sunset Dr, Ocracoke, NC 27960 Property Records

Hyde County property record for 290 Sunset Dr, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,028 sqft · built 1998
Lot Size	0.202 acres (8,808 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (May 2019)
Tax Bill	$3,616 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`9501502096`

Property Details

APN / Parcel Number

Primary APN	`9501502096`
Alternative APN	`13962`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,028 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,808 sqft (0.202 acres)
Porch	Patio
Porch Area	128 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	9501502096
Street Address	290 SUNSET DR
City	OCRACOKE
State	NC
Zip	27960-1425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICULTUR
Legal Description	LOT 2 RECOMB. FOR DAVID ESHAM
Legal Lot Number	2
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3041
Census Tract	920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1033, OCRACOKE, NC 27960-1033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 8, 2022	Intrafamily Transfer, Transfer
May 17, 2019	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	Aug 9, 1996 · Amount on Record
Deed Document Number	2019407502
Deed Book / Page	280 / 825
Last Transfer Date	Jul 14, 2022
Transfer Doc	000297/210
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	290 SUNSET DR, OCRACOKE, NC 27960-1425
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000279/032
Date	Nov 19, 2018
Book Page	279/032
Instrument	407088

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 26, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	290 SUNSET DR, OCRACOKE, NC 27960-1425
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000291/246
Date	Jul 1, 2021
Book Page	291/246
Instrument	409633

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HYDE NC
Recording Date	Aug 8, 2022
Property Address	290 SUNSET DR, OCRACOKE, NC 27960-1425
Document Number	000297/210
Book / Page	297 / 210
Instrument Date	Jul 14, 2022
Instrument	410825
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14513 SPOTSWOOD FURNACE RD, FREDERICKSBURG, VA 22407-1935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15103 SPOTSWOOD FURNACE RD, FREDERICKSBURG, VA 22407-1546

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HYDE NC
Recording Date	May 17, 2019
Property Address	290 SUNSET DR, OCRACOKE, NC 27960-1425
Document Number	000280/825
Book / Page	280 / 825
Instrument Date	May 3, 2019
Instrument	407502
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14513 SPOTSWOOD FURNACE RD, FREDERICKSBURG, VA 22407-1935

Mortgage

Document Number	0000407503
Date	May 17, 2019
Instrument	407503

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,616.00 (+0.03%)	$384,650 (-) Land $172,800 Building $211,850	$384,650 (-) Land $172,800 Building $211,850
2024	$3,615.00 (+26.84%)	$384,650 (+42.53%) Land $172,800 Building $211,850	$384,650 (+42.53%) Land $172,800 Building $211,850
2023	$2,850.00	$269,865 Land $82,500 Building $187,365	$269,865 Land $82,500 Building $187,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ocracoke Cable TV Cable	10 / 1

May also be available: AT&T, Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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