148 Sunset Dr, Ocracoke, NC 27960 Property Records

Hyde County property record for 148 Sunset Dr, Ocracoke, NC 27960

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 2017
Lot Size	0.139 acres (6,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,500,000 (Jun 2005)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	May 2017 Construction Loan Jul 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`9500496710`

Property Details

APN / Parcel Number

Primary APN	`9500496710`
Alternative APN	`479`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,061 sqft (0.139 acres)
Garage Area	84 sqft
Driveway	Driveway
Driveway Area	576 sqft

Exterior Amenities

Porch	Patio
Porch Area	288 sqft
Deck Area	20 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	9500496710
Street Address	SUNSET DR
City	ENGELHARD
State	NC
Zip	27824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9FRIENDLY OCRACOKE RIDGE
Legal Subdivision	FRIENDLY OCRACOKE RIDGE
Legal Lot Number	9
Jurisdiction	HYDE NC
Township / Civil Division	OCRACOKE
Census Block Group	3
Census Block	3046
Census Tract	920101

Owner

Source: Hyde County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1053, OCRACOKE, NC 27960-1053
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Book / Page	210 / 730
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	148 SUNSET DR, OCRACOKE, NC 27960-1419
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000272/922
Date	May 18, 2017
Book Page	272/922
Instrument	405766

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HYDE NC
Property Address	148 SUNSET DR, OCRACOKE, NC 27960-1419
Transaction Type	Mortgage
Record Updated	Apr 25, 2024
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000285/705
Date	Jul 31, 2020
Book Page	285/705
Instrument	408535

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	NAGS HEAD, NC 27959

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 10, 2040

Tax Assessment & Valuation

Source: Hyde County assessment roll, as of June 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Hyde County
Unified School District	Hyde County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 (+13.18%)	$362,603 (+31.32%) Land $150,000 Building $212,603	$362,603 (+31.32%) Land $150,000 Building $212,603
2023	$3,011.00	$276,127 Land $80,000 Building $196,127	$276,127 Land $80,000 Building $196,127

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 631 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	672 units insured incl. 41 condo units
Nearby Flood Claims	382 (1999–2023)
Claims Outside the SFHA	11 of 382
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Dorian, Sep 2019 · 316 claims Hurricane Matthew, Oct 2016 · 35 claims Hurricane Dennis, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCRACOKE SANITARY DISTRICT serves 900 people · EPA ID NC0448020
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
Brightspeed DSL	100 / 10
Ocracoke Cable TV Cable	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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