Union County and Westfield Town property record for 290 Springfield Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,464 sqft · built 1940 |
| Lot Size | 0.442 acres (19,254 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (May 2021) |
| Tax Bill | $16,615 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03905-0000-00032 |
| Primary APN | 20-03905-0000-00032 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,464 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 19,254 sqft (0.442 acres) |
| Garage Type | Detached |
| Old Parcel Number | 2000480000000013B |
|---|---|
| Street Address | 290 SPRINGFIELD AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3905 |
| Legal Lot Number | 32 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 36400 |
290 Springfield Ave is owned and occupied by an individual who bought it in May 2021.
Source: Union County and Westfield Town records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| May 4, 2021 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Mar 6, 2020 | Loan Modification, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2021 · Amount on File |
| Deed Sale | May 4, 2021 · Amount on File |
| Prior Sale | Jul 27, 2005 · Amount on File |
| Deed Document Number | 20214306 |
| Deed Book / Page | 6411 / 2356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 18, 2026 |
| Property Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Document Number | 0000097375 |
| Book / Page | 15858 / 2390 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 202697375 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Document Number | 0000097375, |
|---|---|
| Date | Sep 18, 2026 |
| Book Page | 15858/2390 |
| Instrument | 202697375 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 296 Months |
| Due | May 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 4, 2021 |
| Property Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Document Number | 0064112356 |
| Book / Page | 6411 / 2356 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 4306 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Title Company | TWO RIVERS TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 290 SPRINGFIELD AVE, 290, WESTFIELD, NJ 07090-1016 |
| Name | Verified Name |
|---|---|
| Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Document Number | 11135 |
|---|---|
| Date | May 4, 2021 |
| Instrument | 11135 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 290 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1016 |
| Document Number | 0146692768 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 290 SPRINGFIELD AVE WESTFIELD NJ 070901016, WESTFIELD, NJ 07090-1016 |
| Document Number | 0146692768 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 014669/002768 |
| Instrument | 689046 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Mar 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
The 2025 property tax bill for 290 Springfield Ave was $16,615, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $724,900 (-) Land $438,700 Building $286,200 | $724,900 (-) Land $438,700 Building $286,200 | |
| 2025 | $16,615.00 (+1.78%) | $724,900 Land $438,700 Building $286,200 | $724,900 Land $438,700 Building $286,200 |
| 2024 | $16,324.00 | ||
| 2023 | $724,900 Land $438,700 Building $286,200 | $724,900 Land $438,700 Building $286,200 | |
| 2022 | $15,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 290 Springfield Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 290 Springfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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