290 Palmetto Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 290 Palmetto Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,263 sqft · built 1985
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Aug 2025)
Tax Bill	$8,749 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`178930-0150`

Property Details

APN / Parcel Number

Primary APN	`178930-0150`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	4 Stories
Building Area	3,263 sqft Living Area
Gross Area	4,223 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2011
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	128 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished Screened Porch
Porch Area	540 sqft
Deck Area	148 sqft
Patio Area	986 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	290 PALMETTO RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-7360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8-1 MICKLERS SUB LOT 15 BLK 5 OR6204/112
Legal Range	30E
Legal Township	08S
Legal Section	22
Legal Subdivision	MICKLERS SUBDIVISION
Legal Block	5
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2027
Census Tract	21404

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	400 NW 74TH AVE, PLANTATION, FL 33317-1618
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 28, 2018	Deed of Trust, Mortgage · Line of Credit REUNION BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	202566418
Deed Book / Page	6204 / 112
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	290 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360

Mortgage

Document Number	0055191968
Date	Mar 21, 2022
Book Page	5519/1968
Instrument	2022029781

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	290 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360
Document Number	0046090030
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	290 PALMETTO RD ST AUGUSTINE FL 320807360, ST AUGUSTINE, FL 32080-7360

Mortgage

Document Number	0046090030
Date	Sep 7, 2018
Book Page	004609/000030
Instrument	65148

Lender

Name	REUNION BK/FL
Type	Bank
Address	ST AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,507 (-2.21%) Land $195,993 Building $412,514	$608,507 (-2.21%) Land $195,993 Building $412,514
2025	$8,749.00 (+18.01%)	$622,232 (+9.5%)	$622,232 (+9.5%) Land $173,502 Building $448,730
2024	$7,414.00 (+241.97%)	$568,267 (+199.81%)	$568,267 (-21.81%) Land $173,502 Building $394,765
2023	$2,168.00 (+3.44%) Homeowner's exemption	$189,544 (+3%)	$726,786 (+16.87%) Land $154,224 Building $572,562
2022	$2,096.00 Homeowner's exemption	$184,023	$621,880 Land $129,548 Building $492,332

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 703 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	781 units insured incl. 78 condo units
Nearby Flood Claims	418 (1986–2024)
Claims Outside the SFHA	11 of 418
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 39 claims Hurricane Irma, Sep 2017 · 72 claims Hurricane Matthew, Oct 2016 · 232 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Palmetto Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures