St. Johns County property record for 280 Palmetto Rd, Saint Augustine, FL 32080
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,253 sqft · built 1982 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $379,000 (Jun 2019) |
| Tax Bill | $5,138 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Jun 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 178930-0140 |
| Primary APN | 178930-0140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,253 sqft Living Area |
| Gross Area | 2,517 sqft |
| 1st Floor Area | 930 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 128 ft deep x 63 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 364 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 187 sqft |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 280 PALMETTO RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-7360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-1 MICKLERS SUB LOT 14 BLK 5 OR4746/1629 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 22 |
| Legal Subdivision | MICKLERS SUBDIVISION |
| Legal Tract | D |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 21404 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 280 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Construction Mortgage UNLOCK PARTNERSHIP SOLUTIONS AO1 INC |
| Jun 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage WASTON MORTGAGE CROP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 2019 · Amount on Record |
| Deed Sale | Jun 24, 2019 · Amount on Record |
| Prior Sale | May 13, 2016 · Amount on Record |
| Deed Document Number | 201944715 |
| Deed Book / Page | 4746 / 1629 |
| Prior Transfer Date | Apr 20, 2010 |
| Prior Transfer Doc | 0033090422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 280 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 280 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360 |
| Document Number | 0062651353 |
|---|---|
| Date | Dec 1, 2025 |
| Book Page | 6265/1353 |
| Instrument | 2025097274 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS AO1 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 24, 2019 |
| Property Address | 280 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360 |
| Document Number | 0047461629 |
| Book / Page | 4746 / 1629 |
| Map Reference | MB 8 PG 1 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019044715 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ISLAND TTL OF ST AUGUSTINE L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,653.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14305 NW 154TH TER, 14305, ALACHUA, FL 32615-4894 |
| Name | Verified Name |
|---|---|
| Address | 280 PALMETTO RD, SAINT AUGUSTINE, FL 32080-7360 |
| Document Number | 0047461635 |
|---|---|
| Date | Jun 24, 2019 |
| Instrument | 4746/1635 |
| Name | WASTON MORTGAGE CROP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,127 (-61.19%) | $501,435 (-7.83%) Land $195,993 Building $305,442 | |
| 2025 | $5,138.00 (+22.19%) | $544,008 (-9.69%) | $544,008 (-9.69%) Land $173,502 Building $370,506 |
| 2024 | $4,205.00 (-10.09%) | ||
| 2023 | $4,677.00 (+12.92%) | $602,379 (+16.16%) | $602,379 (+16.16%) Land $154,224 Building $448,155 |
| 2022 | $4,142.00 | $518,559 | $518,559 Land $129,548 Building $389,011 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 703 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 781 units insured incl. 78 condo units |
| Nearby Flood Claims | 418 (1986–2024) |
| Claims Outside the SFHA | 11 of 418 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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