Herkimer County and German Flatts Town property record for 290 Otsego St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,526 sqft · built 1900 |
| Lot Size | 0.115 acres (5,016 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,000 (Oct 2018) |
| Tax Bill | $3,468 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Jul 2021 Refinance + 1 more |
| APN | 212801 119.52-2-58 |
| Primary APN | 212801 119.52-2-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,526 sqft Living Area |
| 1st Floor Area | 896 sqft |
| 2nd Floor Area | 630 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 5,016 sqft (0.115 acres) |
| Lot Dimensions | 114 ft deep x 44 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 20185732 |
|---|---|
| Street Address | 290 OTSEGO ST |
| City | ILION |
| State | NY |
| Zip | 13357-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 290 OTSEGO ST W R1 1G |
| Legal Block | 2 |
| Legal Lot Number | 58.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 10300 |
Source: Herkimer County and German Flatts Town records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 290 OTSEGO ST, ILION, NY 13357-2525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PRIMELENDING |
| Jul 1, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance PRIMELENDING |
| Oct 25, 2018 | Deed, Transfer HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2018 · Amount on Record |
| Deed Sale | Oct 25, 2018 · Amount on Record |
| Prior Sale | May 2, 1997 · Amount on Record |
| Deed Document Number | 20185132 |
| Last Transfer Date | Jun 22, 2021 |
| Transfer Doc | 0020213588 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 290 OTSEGO ST, ILION, NY 13357-2525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020213589 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-3589 |
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Jul 1, 2021 |
| Property Address | 290 OTSEGO ST, ILION, NY 13357-2525 |
| Document Number | 20213588 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021-3588 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 OTSEGO ST, ILION, NY 13357-2525 |
| Document Number | 20213589 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 2021-3589 |
| Name | PRIMELENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Oct 25, 2018 |
| Property Address | 290 OTSEGO ST, ILION, NY 13357-2525 |
| Document Number | 20185132 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 2018-5132 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 W MAIN ST, FRANKFORT, NY 13340-1040 |
| Document Number | 20185133 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018-5133 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 351 Months |
| Due | Jan 1, 2048 |
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,468.00 (+5.67%) | $53,000 (-) Land $7,500 Building $45,500 | $99,251 (+3%) Land $14,045 Building $85,206 |
| 2023 | $53,000 Land $7,500 Building $45,500 | $96,364 Land $13,636 Building $82,728 | |
| 2020 | $3,282.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 15 (1999–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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