280 Otsego St, Ilion, NY 13357 Property Records

Herkimer County and German Flatts Town property record for 280 Otsego St, Ilion, NY 13357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,604 sqft · built 1900
Lot Size	0.068 acres (2,964 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (May 2023)
Tax Bill	$2,988 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
APN	`212801 119.52-2-55`

Property Details

APN / Parcel Number

Primary APN	`212801 119.52-2-55`
Alternative APNs	`280111905200020550000000` `174684`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	802 sqft
2nd Floor Area	802 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	2,964 sqft (0.068 acres)
Lot Dimensions	78 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	176 sqft
Porch	Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	174684
Street Address	280 OTSEGO ST
City	ILION
State	NY
Zip	13357-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	280 OTSEGO ST W R1 G 37.3X78
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	HERKIMER NY
Township / Civil Division	GERMAN FLATTS
Census Block Group	5
Census Block	5011
Census Tract	10300

Owner

280 Otsego St is owned and occupied by an individual who bought it in May 2023.

Source: Herkimer County and German Flatts Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	280 OTSEGO ST, ILION, NY 13357-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on File
Deed Sale	May 26, 2023 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Document Number	2023RP2023-2351
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HERKIMER NY
Recording Date	May 26, 2023
Property Address	280 OTSEGO ST, ILION, NY 13357-2525
Document Number	RP20232351
Instrument Date	Mar 13, 2023
Instrument	RP2023-2351
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 ROUTE 303, ORANGEBURG, NY 10962-1303

Mortgage

Document Number	RP20232352
Date	May 26, 2023
Instrument	RP2023-2352

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 280 Otsego St was $2,988, up 2.8% from the year before.

Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	German Flatts Town
Municipality	Ilion Village
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,988.00 (+2.82%)
2025	$2,906.00	$44,400 Land $6,100 Building $38,300	$83,146 Land $11,423 Building $71,723
2023		$44,400 Land $6,100 Building $38,300	$80,727 Land $11,091 Building $69,636
2020	$2,979.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 280 Otsego St; there have been 15 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	15 (1999–2013)
Most Recent Claim	Jun 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2013 · 10 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 280 Otsego St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	36 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Aug 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20