290 Ipswich Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 290 Ipswich Pl, Charlottesville, VA 22901 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1982
Square Footage2,000 sqft Finished Area
Lot Size150,630 sqft (3.45 acres)
OccupancyOwner Occupied
Last Sale$445,000 (2019)
Tax Bill$6,183.00 (2026)

Owner

Source: Albemarle County records · APN 04400-00-00-11100

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address290 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2021Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF VIRGINIA COMMUNITY CU
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST SVGS MTG
Jul 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST SVGS MTG
Jan 08, 2019Grant Deed, Transfer · Conventional Mortgage
FIRST SVGS MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2019 · Amount on Record
Deed SaleJan 08, 2019 · Amount on Record
Deed Doc Number2019190
Deed Book / Page5127 / 779
Prior Transfer DateAug 30, 2010
Prior Transfer Doc3924/075
Record RefreshedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address290 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Transaction TypeMortgage
Record UpdatedMay 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number5528/32
DateApr 28, 2021
Book Page5528/32
Instrument2021-00007476
Lender
NameUNIVERSITY OF VIRGINIA COMMUNITY CU
TypeCredit Union
AddressCHARLOTTESVILLE, VA 22901
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 27, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address290 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Document Number0000013795
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedOct 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address290 IPSWICH PL CHARLOTTESVILLE VA 229018909, CHARLOTTESVILLE, VA 22901-8909

Mortgage

Document Number0000013795
DateOct 02, 2020
Book Page005399/000690
Instrument13795
Lender
NameFIRST SVGS MTG
TypeMortgage Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address290 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Document Number0000008287
Instrument DateJul 29, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyVS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address290 IPSWICH PL CHARLOTTESVILLE VA 229018909, CHARLOTTESVILLE, VA 22901-8909

Mortgage

Document Number0000008287
DateAug 02, 2019
Book Page005202/000371
Instrument8287
Lender
NameFIRST SVGS MTG
TypeMortgage Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJan 08, 2019
Property Address290 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Document Number0000000190
Book / Page005127 / 000779
Instrument DateJan 03, 2019
Instrument190
Transaction TypeTransfer
Record UpdatedFeb 05, 2019
Title CompanyVS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$445.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address290 IPSWICH PL CHARLOTTESVILLE VA 229018909, CHARLOTTESVILLE, VA 22901-8909

Mortgage

Document Number191
DateJan 08, 2019
Book Page005127/000782
Instrument191
Lender
NameFIRST SVGS MTG
TypeMortgage Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 07, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,183.00 (+17.48%)$691,600 (+17.46%) Land $210,800 Building $480,800$691,600 (+17.46%) Land $210,800 Building $480,800
2025$5,263.00 (+14.51%)$588,800 (+9.4%) Land $183,100 Building $405,700$588,800 (+9.4%) Land $183,100 Building $405,700
2023$4,596.00$538,200 Land $183,100 Building $355,100$538,200 Land $183,100 Building $355,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN04400-00-00-11100
Alternative APN
  • 9742

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,000 sqft Finished Area
Family RoomFamily Room
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof MaterialWood Roof
Lot Area150,630 sqft (3.45 acres)
Garage Area624 sqft Garage

Exterior Amenities

Pool Area640 sqft Pool
Deck Area168 sqft Deck
Patio Area240 sqft Patio
Porch Area75 sqft Porch
ViewProximity to Airport View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Street Address290 IPSWICH PL
CityCHARLOTTESVILLE
StateVA
Zip22901-8909
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionIVY FARM 19, PH II
Legal SubdivisionIVY FARM
JurisdictionALBEMARLE VA
Minor Civil DivisionJACK JOUETT
Census Blockgroup1
Census Block1014
Census Tract10802

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