200 Ipswich Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 200 Ipswich Pl, Charlottesville, VA 22901 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,559 sqft · built 1981
Lot Size2.05 acres (89,429 sqft)
OwnerIndividual Name on File
Last Sale$879,900 (Jul 2020)
Tax Bill$10,653 (2026)
Deeds & MortgagesJul 2020 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04400-00-00-09000

Property Details

APN / Parcel Number

Primary APN04400-00-00-09000
Alternative APN
  • 9728

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Building Area2,559 sqft Finished Area
Basement Area2,559 sqft Basement
Finished Basement2,436 sqft Finished
Unfinished Basement123 sqft Unfinished
Family RoomFamily Room
Stories1 Story
FlooringWood

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeWood
Roof MaterialWood
Lot Area89,429 sqft (2.05 acres)
Garage TypeDetached
Garage Area1,120 sqft Garage

Exterior Amenities

Pool Area1,184 sqft Pool
Deck Area414 sqft Deck
Patio Area1,892 sqft Patio
PorchSlab
Porch Area309 sqft Porch
View / LotProximity to Airport
Arbor/PergolaArbor/Pergola
KennelKennel

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address200 IPSWICH PL
CityCHARLOTTESVILLE
StateVA
Zip22901-8909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIVY FARM 15, PH II
Legal SubdivisionIVY FARM
JurisdictionALBEMARLE VA
Township / Civil DivisionJACK JOUETT
Census Block Group1
Census Block1014
Census Tract10802

Owner

Source: Albemarle County records · APN 04400-00-00-09000

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address200 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Grant Deed, Transfer
BANK OF AMERICA
Nov 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIRST HERITAGE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 31, 2020 · Amount on Record
Deed SaleJul 31, 2020 · Amount on Record
Deed Document Number20209989
Deed Book / Page5361 / 449
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBEMARLE VA
Recording DateJul 31, 2020
Property Address200 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Document Number0000009989
Book / Page005361 / 000449
Instrument DateJul 23, 2020
Instrument9989
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address200 IPSWICH PL CHARLOTTESVILLE VA 229018909, CHARLOTTESVILLE, VA 22901-8909

Mortgage

Document Number9990
DateJul 31, 2020
Book Page005361/000453
Instrument9990
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeAdjustable Rate
Rate1.5%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBEMARLE VA
Property Address200 IPSWICH PL, CHARLOTTESVILLE, VA 22901-8909
Document Number0000013073
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address200 IPSWICH PL CHARLOTTESVILLE VA 229018909, CHARLOTTESVILLE, VA 22901-8909

Mortgage

Document Number0000013073
DateNov 26, 2019
Book Page005247/000707
Instrument13073
Lender
NameFIRST HERITAGE MTG
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2049

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAlbemarle County
Unified School DistrictAlbemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$10,653.00 (+6.23%)$1,191,600 (+6.23%) Land $237,500 Building $954,100$1,191,600 (+6.23%) Land $237,500 Building $954,100
2025$10,028.00 (+20.67%)$1,121,700 (+15.27%) Land $206,300 Building $915,400$1,121,700 (+15.27%) Land $206,300 Building $915,400
2023$8,310.00$973,100 Land $206,300 Building $766,800$973,100 Land $206,300 Building $766,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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