Santa Cruz County property record for 290 Estates Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,238 sqft · built 1971 |
| Lot Size | 0.982 acres (42,776 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,065,000 (Jan 2022) |
| Tax Bill | $13,391 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 077-062-53 |
| Primary APN | 077-062-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,238 sqft Living Area |
| Gross Area | 3,766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 42,776 sqft (0.982 acres) |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 80 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 290 ESTATES DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 120301 |
Source: Santa Cruz County records · APN 077-062-53
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 290 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 07, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 05, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2022 · Amount on Record |
| Deed Sale | Jan 07, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2011 · Amount on Record |
| Deed Document Number | 2022715 |
| Prior Transfer Date | Jul 22, 2021 |
| Prior Transfer Doc | 0000041087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 07, 2022 |
| Property Address | 290 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000000715 |
| Map Reference | MB 8 PG 55 |
| Instrument Date | Jan 04, 2022 |
| Instrument | 2022-0000715 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 290 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000000716 |
|---|---|
| Date | Jan 07, 2022 |
| Instrument | 2022-0000716 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 05, 2021 |
| Property Address | 290 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Document Number | 0000041087 |
| Map Reference | MB 8 PG 55 |
| Instrument Date | Jul 22, 2021 |
| Instrument | 2021-0041087 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 290 ESTATES DR, BEN LOMOND, CA 95005-9444 |
| Investor | Possibly a Property Investor |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,141,966 (+2%) Land $844,298 Building $297,668 | ||
| 2025 | $13,391.00 (+3.91%) | $1,119,574 (+4.04%) Land $827,742 Building $291,832 | |
| 2023 | $12,887.00 (+81.23%) | $1,076,100 Land $795,600 Building $280,500 | $1,116,090 |
| 2022 | $7,111.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 15 (1982–2000) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
Based on FCC filings for 23 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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