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255 Estates Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 255 Estates Dr, Ben Lomond, CA 95005 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,770 sqft · built 1964
Lot Size0.305 acres (13,286 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Oct 2005)
Tax Bill$6,705 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN077-062-09

Property Details

APN / Parcel Number

Primary APN077-062-09
Alternative APN
  • 077-062-09-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,770 sqft Living Area
Gross Area2,478 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area13,286 sqft (0.305 acres)
Garage TypeAttached
Garage Area708 sqft
Parking Spaces2 Parking Spaces
Deck Area312 sqft
Patio Area312 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address255 ESTATES DR
CityBEN LOMOND
StateCA
Zip95005-9431
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3024
Census Tract120301

Owner

Source: Santa Cruz County records · APN 077-062-09

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address255 ESTATES DR, BEN LOMOND, CA 95005-9431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 06, 2005 · Amount on Record
Deed SaleOct 06, 2005 · Amount on Record
Deed Document Number200570644
Prior Transfer DateFeb 06, 2004
Prior Transfer Doc0000010243
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address255 ESTATES DR, BEN LOMOND, CA 95005-9431
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 ESTATES DR, BEN LOMOND, CA 95005-9431

Mortgage

Document Number0000039387
DateJul 27, 2021
Instrument2021-0039387
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address255 ESTATES DR, BEN LOMOND, CA 95005-9431
Document Number0000001451
Instrument DateJan 10, 2018
Transaction TypeMortgage
Record UpdatedFeb 01, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address255 ESTATES DR BEN LOMOND CA 950059431, BEN LOMOND, CA 95005-9431

Mortgage

Document Number0000001451
DateJan 17, 2018
Instrument1451
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 16, 2038

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$546,714 (+2%) Land $300,311 Building $246,403
2025$6,705.00 (+4.77%)$535,994 (+4.04%) Land $294,422 Building $241,572
2023$6,400.00 (+2.43%)$515,180 Land $282,989 Building $232,191$617,220
2022$6,248.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
15 of 18 on primary residences
Nearby Flood Claims15 (1982–2000)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2000, rainfall accumulation
Flood Events
  • Severe Winter Storms And Flooding (Feb 1998), 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow (Mar 1995), 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows (Jan 1995), 2 claims

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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