290 Crescent Lake Rd, Saint Clair, MO 63077 Property Records

Franklin County property record for 290 Crescent Lake Rd, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 1,260 sqft · built 2006
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Tax Bill$2,106 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN29-1-02.0-1-001-009.000

Property Details

APN / Parcel Number

Primary APN29-1-02.0-1-001-009.000

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleA-Frame
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address290 CRESCENT LAKE RD
CitySAINT CLAIR
StateMO
Zip63077-1919
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:17 CRESCENT LAKE ESTATES
Legal Range01W
Legal Township41
Legal Section02
Legal QuarterNE
Legal SubdivisionCRESCENT LAKE ESTATES
Legal Block1
Legal Lot Number17
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1048
Census Tract800903

Owner

Source: Franklin County records · APN 29-1-02.0-1-001-009.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address290 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1919
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Deed of Trust, Mortgage · Line of Credit
UNITED BANK OF UNION
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED BANK OF UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 07, 2021
Deed SaleSep 07, 2021
Prior SaleSep 29, 2005
Deed Document Number2117550
Prior Transfer DateMar 31, 2016
Prior Transfer Doc1604454
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address290 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1919
Transaction TypeMortgage
Record UpdatedNov 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002217165
DateNov 10, 2022
Instrument2217165
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address290 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1919
Transaction TypeMortgage
Record UpdatedApr 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002117549
DateSep 16, 2021
Instrument2117549
Lender
NameUNITED BANK OF UNION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,106.00 (+18.92%)$31,264 (+9.97%)$164,550 (+9.97%) Land $13,490 Building $151,060
2023$1,771.00 (-10.96%)$28,430$149,630 Land $13,490 Building $136,140
2022$1,989.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

May also be available: T-Mobile USA.

Based on FCC filings for 138 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CLAIR PWS
serves 4,700 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Crescent Lake Rd

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