Franklin County property record for 285 Crescent Lake Rd, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,319 sqft · built 2000 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,300 (Oct 2008) |
| Tax Bill | $1,748 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-35.0-4-002-048.000 |
| Primary APN | 22-7-35.0-4-002-048.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Street Address | 285 CRESCENT LAKE RD |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:14 CRESCENT LAKE ESTATES |
| Legal Range | 1W |
| Legal Township | 42N |
| Legal Section | 35 |
| Legal Subdivision | CRESCENT LAKE ESTATES |
| Legal Lot Number | 14 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 800903 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 285 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2008 · Amount on Record |
| Deed Sale | Oct 9, 2008 · Amount on Record |
| Deed Document Number | 200818711 |
| Last Transfer Date | May 30, 2025 |
| Transfer Doc | 0000000388 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 21, 2026 |
| Property Address | 285 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1920 |
| Document Number | 0002606668 |
| Instrument Date | May 14, 2026 |
| Instrument | 20262606668 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 285 CRESCENT LAKE RD, SAINT CLAIR, MO 63077-1920 |
| Investor | Possibly a Property Investor |
| Document Number | 0002606668, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20262606668 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,748.00 (+4.17%) | $32,197 (+19.48%) | $169,460 (+19.48%) Land $22,200 Building $147,260 |
| 2023 | $1,678.00 (-12.56%) | $26,948 | $141,830 Land $22,200 Building $119,630 |
| 2022 | $1,919.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: T-Mobile.
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