20 Thames Rd, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 20 Thames Rd, Poughkeepsie, NY 12603

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,751 sqft · built 2016
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$397,000 (Jan 2017)
Tax Bill$15,465 (2025)
Deeds & MortgagesJan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN134689 6363-03

Property Details

APN / Parcel Number

Primary APN134689 6363-03
Alternative APNs
  • 134689-6363-03-287012-0000
  • 468900636300032870120000
  • 134689 6.363-3-287.12

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,751 sqft Living Area
Gross Area3,417 sqft
1st Floor Area1,426 sqft
2nd Floor Area1,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
View / LotSuburban
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Account Number134689 6363-03-
Street Address20 THAMES RD
CityPOUGHKEEPSIE
StateNY
Zip12603-6833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4A
Legal Description0.288 AC (S)
Legal Block3
Legal Lot Number287
JurisdictionDUTCHESS NY
Township / Civil DivisionPOUGHKEEPSIE
Census Block Group1
Census Block1003
Census Tract140202

Owner

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 THAMES RD, POUGHKEEPSIE, NY 12603-6833
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 11, 2017 · Amount on Record
Deed SaleJan 11, 2017 · Amount on Record
Deed Book / Page22017 / 283
Record UpdatedJun 8, 2026

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDUTCHESS NY
Recording DateJan 11, 2017
Property Address20 THAMES RD, POUGHKEEPSIE, NY 12603-6833
Document Number0000000283
Instrument DateJan 6, 2017
Instrument283
Transaction TypeTransfer
Record UpdatedJun 9, 2017
Title CompanyQUEEN CITY ABSTRACT, QUEEN CITY ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,588.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address440 MERIDEN RD #113 WATERBURY CT 067052249, 113, WATERBURY, CT 06705-2249

Mortgage

Document Number264
DateJan 11, 2017
Instrument264
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 10, 2032

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyDutchess County
County SubdivisionPoughkeepsie Town
Unified School DistrictArlington Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,465.00 (-2.44%)$473,000 (-) Land $68,900 Building $404,100$531,500 (+5.62%)
2024$473,000 (-) Land $68,900 Building $404,100$503,200 (+6.38%)
2023$473,000 (+11.03%) Land $68,900 Building $404,100$473,000 (+11.03%) Land $68,900 Building $404,100
2022$426,000 Land $62,600 Building $363,400$426,000 Land $62,600 Building $363,400
2020$15,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOUGHKEEPSIE TOWNWIDE WD
serves 43,000 people · EPA ID NY1302812
Water SourcePurchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State InspectionDec 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000

May also be available: Optimum.

Nearby Properties on Thames Rd

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