29 Summit St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 29 Summit St, Franklin, NH 03235

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,478 sqft · built 1900
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2025)
Tax Bill	$6,149 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jul 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:098 B:018 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:098 B:018 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,478 sqft Living Area
Gross Area	4,336 sqft
1st Floor Area	2,371 sqft
Attic	Attic
Attic Area	141 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	29 SUMMIT ST
City	FRANKLIN
State	NH
Zip	03235-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1W&S
Legal Block	18
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1003
Census Tract	43001

Owner

Source: Merrimack County and Franklin City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 CUMMINGS ST, PLYMOUTH, NH 03264-1106
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Line of Credit SERVICE CU
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage WESTMOUNT FINANCIAL LIMITED PARTNER
Aug 9, 2022	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Apr 18, 2025 · Amount on Record
Deed Document Number	202510866
Deed Book / Page	3896 / 1811
Prior Transfer Date	Oct 10, 2024
Prior Transfer Doc	0000014936
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	29 SUMMIT ST, FRANKLIN, NH 03235-1554
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025141
Date	Sep 29, 2021
Book Page	3761/336
Instrument	202100025141

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Jul 22, 2025
Property Address	29 SUMMIT ST, FRANKLIN, NH 03235-1554
Document Number	0000010866
Book / Page	3896 / 1811
Instrument Date	Jul 21, 2025
Instrument	202500010866
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1 CUMMINGS ST, PLYMOUTH, NH 03264-1106

Mortgage

Document Number	0000010867
Date	Jul 22, 2025
Instrument	202500010867

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Apr 18, 2025
Property Address	29 SUMMIT ST, FRANKLIN, NH 03235-1554
Document Number	0000005350
Book / Page	3887 / 609
Instrument Date	Apr 18, 2025
Instrument	202500005350
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 W MERRIMACK ST # A, A, MANCHESTER, NH 03101-2322

Mortgage

Document Number	0000005351
Date	Apr 18, 2025
Instrument	202500005351

Lender

Name	WESTMOUNT FINANCIAL LIMITED PARTNER

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Aug 9, 2022
Property Address	29 SUMMIT ST, FRANKLIN, NH 03235-1554
Document Number	0000015467
Book / Page	3801 / 2535
Instrument Date	Aug 8, 2022
Instrument	202200015467
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	112 HERMIT LAKE RD, SANBORNTON, NH 03269-2325

Mortgage

Document Number	0000015468
Date	Aug 9, 2022
Instrument	202200015468

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000015469
Date	Aug 9, 2022
Book Page	3801/2550
Instrument	202200015469

Lender

Name	NHFA

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	49 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,149.00 (+2.79%)	$348,800 (-) Land $77,100 Building $271,700
2024	$5,982.00 (+13.02%)	$348,800 (+60.74%) Land $77,100 Building $271,700
2023			$267,330
2022	$5,293.00	$217,000 Land $64,200 Building $152,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER WORKS serves 7,200 people · EPA ID NH0851010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Fidium Fiber, T-Mobile.

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