Washington County property record for 29 S Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,340 sqft · built 1880 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,700 (Nov 2018) |
| Tax Bill | $2,528 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003048 |
| Primary APN | 07-003048 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,340 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Slab |
| Porch Area | 45 sqft |
| Deck Area | 390 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 003048 |
|---|---|
| Street Address | 29 S MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 41.25X264 29 S MAIN STREET |
| Legal Subdivision | LIBER WMCKK NO 2 |
| Legal Lot Number | 29 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 25, SMITHSBURG, MD 21783-0025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 22, 2020 | Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG |
| Nov 19, 2018 | Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Mar 26, 2018 | Grant Deed, Transfer SERVICELINK |
| Nov 30, 2017 | Deed in Lieu of Foreclosure, Foreclosure OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Book / Page | 5872 / 453 |
| Prior Transfer Date | Aug 24, 2017 |
| Prior Transfer Doc | 0056440174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0068230107 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 6823/107 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Document Number | 0063860354 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 29 S MAIN ST SMITHSBURG MD 217831950, SMITHSBURG, MD 21783-1950 |
| Document Number | 0063860354 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 006386/000354 |
| Name | AMERIHOME MTG |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 6, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 19, 2018 |
| Property Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Document Number | 0058720453 |
| Book / Page | 5872 / 0453 |
| Map Reference | LB WMCKK2 FO682 |
| Instrument Date | Oct 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,390.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Document Number | 0005872461 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 5872/461 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 26, 2018 |
| Property Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Document Number | 0057140151 |
| Book / Page | 005714 / 000151 |
| Instrument Date | Mar 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | SERVICELINK |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 29 S MAIN ST SMITHSBURG MD 217831950, SMITHSBURG, MD 21783-1950 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 30, 2017 |
| Property Address | 29 S MAIN ST, SMITHSBURG, MD 21783-1950 |
| Document Number | 0056440174 |
| Book / Page | 005644 / 000174 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 S MAIN ST SMITHSBURG MD 217831950, SMITHSBURG, MD 21783-1950 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,528.00 (+12.26%) Homeowner's exemption | $277,500 (+12.26%) | $307,800 (-) Land $55,200 Building $252,600 |
| 2025 | $2,252.00 (+15.55%) Homeowner's exemption | $247,200 (+16.04%) | $307,800 (+41.91%) Land $55,200 Building $252,600 |
| 2023 | $1,949.00 Homeowner's exemption | $213,033 | $216,900 Land $55,200 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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