27 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 27 S Main St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	1,652 sqft Total Area
Lot Size	10,956 sqft (0.252 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2023)
Tax Bill	$1,965.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-013205`
Alternative APN	`013205`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,652 sqft Total Area
Attic Area	286 sqft Attic
Attic	1 Attic
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	10,956 sqft (0.252 acres)
Depth X Width	264 ft x 41 ft Depth x Width
Porch Area	91 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	013205
Street Address	27 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 14 41.3X264 27 S MAIN ST
Legal Subdivision	PLAN OF SMITHSBURG
Legal Lot Number	14
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4020
Census Tract	11301

Owner

Source: Washington County records · APN 07-013205

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 S MAIN ST, SMITHSBURG, MD 21783
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2026	Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 07, 2023	Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 26, 2019	Grant Deed, Transfer UNITED TITLE, UNITED TITLE SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2023 · Amount on Record
Deed Sale	Sep 07, 2023 · Amount on Record
Prior Sale	Apr 26, 2019 · Amount on Record
Deed Book / Page	7315 / 486
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	27 S MAIN ST, SMITHSBURG, MD 21783
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 S MAIN ST, SMITHSBURG, MD 21783

Mortgage

Document Number	0078700484
Date	Mar 02, 2026
Book Page	7870/484

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 07, 2023
Property Address	27 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0073150486
Book / Page	7315 / 486
Map Reference	FO 279
Instrument Date	Aug 28, 2023
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 S MAIN ST, SMITHSBURG, MD 21783
Investor	Possibly a Property Investor

Mortgage

Document Number	0073150493
Date	Sep 07, 2023
Instrument	7315-0493

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Apr 26, 2019
Property Address	27 S MAIN ST, SMITHSBURG, MD 21783
Document Number	0059640023
Book / Page	005964 / 000023
Instrument Date	Apr 05, 2019
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	UNITED TITLE, UNITED TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$208.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	27 S MAIN ST SMITHSBURG MD 21783, SMITHSBURG, MD 21783

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,833 (+12.6%)	$270,000 (-) Land $55,200 Building $214,800
2025	$1,965.00 (+23.51%) Homeowner's exemption	$215,667 (+21.12%)	$270,000 (+43.24%) Land $55,200 Building $214,800
2023	$1,591.00 Homeowner's exemption	$178,067	$188,500 Land $55,200 Building $133,300

Flood & Wildfire

27 S Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Washington County (24043C), updated August 14, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

27 S Main St, Smithsburg, MD 21783 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on S Main St

Nearby Streets

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