29 River Rd, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 29 River Rd, Pepperell, MA 01463

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 4,961 sqft · built 1900
Lot Size	7.89 acres (343,976 sqft)
Owner	Individual Name on Record
Last Sale	$822,500 (Jul 2025)
Tax Bill	$10,365 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0024 B:0047 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0024 B:0047 L:00000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Units	3 Units
Stories	2 Stories
Building Area	4,961 sqft Living Area
Gross Area	10,796 sqft
Basement Area	2,984 sqft
Unfinished Basement	2,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	343,976 sqft (7.89 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	29 RIVER RD
City	PEPPERELL
State	MA
Zip	01463-1621
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	TNR
Legal Block	47
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	2
Census Block	2011
Census Tract	327103

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	29 RIVER RD, PEPPERELL, MA 01463-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage GUARANTEED RATE, INC
Jul 18, 2025	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Mar 29, 1996 · Amount on Record
Deed Document Number	202584220
Deed Book / Page	84377 / 343
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Recording Date	Apr 15, 2026
Property Address	29 RIVER RD, PEPPERELL, MA 01463-1621
Document Number	085470-370
Book / Page	85470 / 370
Instrument Date	Apr 10, 2026
Instrument	202641702
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RIVER RD, PEPPERELL, MA 01463-1621

Mortgage

Document Number	0000041702,
Date	Apr 15, 2026
Book Page	85470/370
Instrument	202641702

Lender

Name	GUARANTEED RATE, INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PEPPERELL MA
Recording Date	Jul 18, 2025
Property Address	29 RIVER RD, PEPPERELL, MA 01463-1621
Document Number	084377-343
Book / Page	84377 / 343
Instrument Date	Jul 18, 2025
Instrument	84220
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RIVER RD, PEPPERELL, MA 01463-1621

Mortgage

Document Number	0000084221
Date	Jul 18, 2025
Instrument	84221

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,365.00 (+5.78%)	$752,200 (+12.3%) Land $234,800 Building $517,400
2025	$9,799.00 (+7.5%)	$669,800 (+5.45%) Land $216,900 Building $452,900
2024	$9,115.00 (-0.85%)	$635,200 (+4.61%) Land $199,000 Building $436,200
2023	$9,193.00	$607,200 Land $171,000 Building $436,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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