29 Prospect St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 29 Prospect St, Pepperell, MA 01463

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,788 sqft · built 1910
Lot Size	0.572 acres (24,908 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Sep 2021)
Tax Bill	$5,578 (2026)
Deeds & Mortgages	Mar 2026 Second Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0027 B:0008 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0027 B:0008 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,788 sqft Living Area
Gross Area	3,408 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,908 sqft (0.572 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	29 PROSPECT ST
City	PEPPERELL
State	MA
Zip	01463-1575
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	SUR
Legal Block	8
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1016
Census Tract	327102

Owner

29 Prospect St, a duplex, is owned and occupied by an individual who bought it in September 2021.

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 2, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 27, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 2, 2021	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2021 · Amount on File
Deed Sale	Sep 2, 2021 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Deed Document Number	2021196817
Deed Book / Page	78616 / 492
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085347-130
Date	Mar 17, 2026
Book Page	85347/130
Instrument	28741

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081489-270
Date	May 2, 2023
Book Page	81489/270
Instrument	44741

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jun 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEPPERELL MA
Property Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080033-392
Date	Apr 27, 2022
Book Page	80033/392
Instrument	62264

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	May 1, 2051

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 2, 2021
Property Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575
Document Number	78616-492
Book / Page	78616 / 492
Instrument Date	Sep 2, 2021
Instrument	196817
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PROSPECT ST, PEPPERELL, MA 01463-1575

Mortgage

Document Number	196818
Date	Sep 2, 2021
Instrument	196818

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 29 Prospect St was $5,578, up 1.6% from the year before.

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,578.00 (+1.57%)	$404,800 (+7.83%) Land $139,600 Building $265,200	$518,428
2025	$5,492.00 (+8.03%)	$375,400 (+5.96%) Land $133,300 Building $242,100
2024	$5,084.00 (-3.64%)	$354,300 (+1.66%) Land $120,600 Building $233,700
2023	$5,276.00	$348,500 Land $120,600 Building $227,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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