27 Prospect St, Pepperell, MA 01463 Property Records

Middlesex County and Pepperell Town property record for 27 Prospect St, Pepperell, MA 01463

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,858 sqft · built 1888
Lot Size	0.741 acres (32,269 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Sep 2025)
Tax Bill	$7,786 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`PEPP M:0027 B:0007 L:00000`

Property Details

APN / Parcel Number

Primary APN	`PEPP M:0027 B:0007 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,858 sqft Living Area
Gross Area	5,726 sqft
1st Floor Area	1,201 sqft
Basement Area	1,980 sqft
Unfinished Basement	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	32,269 sqft (0.741 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	27 PROSPECT ST
City	PEPPERELL
State	MA
Zip	01463-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUR
Legal Block	7
Jurisdiction	PEPPERELL MA
Township / Civil Division	PEPPERELL
Census Block Group	1
Census Block	1016
Census Tract	327102

Owner

Source: Middlesex County and Pepperell Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 PROSPECT ST, PEPPERELL, MA 01463-1575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Quit Claim Deed, Transfer · Conventional Mortgage MIDDLESEX SAVINGS BANK
Sep 2, 2025	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on Record
Deed Sale	Sep 2, 2025 · Amount on Record
Prior Sale	Feb 20, 2014
Deed Book / Page	84561 / 454
Prior Transfer Date	Aug 29, 2025
Prior Transfer Doc	084561-454
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 2, 2025
Property Address	27 PROSPECT ST, PEPPERELL, MA 01463-1575
Document Number	084561-454
Book / Page	84561 / 454
Instrument Date	Aug 29, 2025
Instrument	105165
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27 PROSPECT ST, PEPPERELL, MA 01463-1575

Mortgage

Document Number	0000105166
Date	Sep 2, 2025
Instrument	105166

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2032
Index	3-Year CMT

September 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	PEPPERELL MA
Recording Date	Sep 2, 2025
Property Address	27 PROSPECT ST, PEPPERELL, MA 01463-1575
Document Number	084561-450
Book / Page	84561 / 450
Instrument Date	Aug 26, 2025
Instrument	105164
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PROSPECT ST, PEPPERELL, MA 01463-1575

Tax Assessment & Valuation

Source: Middlesex County and Pepperell Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Pepperell Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,786.00 (+0.36%)	$565,000 (+6.54%) Land $137,300 Building $427,700	$555,845 (-)
2025	$7,758.00 (+4.39%)	$530,300 (+2.39%) Land $131,000 Building $399,300	$555,845 (+1.12%)
2024	$7,432.00 (+4.62%)	$517,900 (+10.38%) Land $118,600 Building $399,300	$549,670
2023	$7,104.00	$469,200 Land $118,600 Building $350,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEPPERELL DPW WATER DIVISION serves 9,217 people · EPA ID MA2232000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile.

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