Essex County and Gloucester City property record for 29 Prospect Sq, Gloucester, MA 01930
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,619 sqft · built 1900 |
| Lot Size | 0.12 acres (5,224 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Sep 2019) |
| Tax Bill | $6,353 (2026) |
| Deeds & Mortgages | Jan 2023 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0086 L:0000 |
| Primary APN | GLOU M:0013 B:0086 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,619 sqft Living Area |
| Gross Area | 4,848 sqft |
| 1st Floor Area | 1,445 sqft |
| Attic | Attic |
| Attic Area | 828 sqft |
| Basement Area | 1,399 sqft |
| Unfinished Basement | 1,399 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,224 sqft (0.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 29 PROSPECT SQ |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3734 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-5 |
| Legal Block | 86 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 221500 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 29 PROSPECT SQ, GLOUCESTER, MA 01930-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Sep 26, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2019 · Amount on Record |
| Deed Sale | Sep 26, 2019 · Amount on Record |
| Prior Sale | Apr 24, 2009 · Amount on Record |
| Deed Book / Page | 37875 / 437 |
| Prior Transfer Date | Sep 25, 2019 |
| Prior Transfer Doc | 37875-437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 29 PROSPECT SQ, GLOUCESTER, MA 01930-3734 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 041408-180 |
|---|---|
| Date | Jan 20, 2023 |
| Book Page | 41408/180 |
| Instrument | 20230120002910 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 29 PROSPECT SQ, GLOUCESTER, MA 01930-3734 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0039691-84 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 39691/84 |
| Instrument | 20210326002230 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Sep 26, 2019 |
| Property Address | 29 PROSPECT SQ, GLOUCESTER, MA 01930-3734 |
| Document Number | 37875-437 |
| Book / Page | 037875 / 000437 |
| Instrument Date | Sep 25, 2019 |
| Instrument | 1909261130 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 29 PROSPECT SQ GLOUCESTER MA 019303734, GLOUCESTER, MA 01930-3734 |
| Document Number | 37875-439 |
|---|---|
| Date | Sep 26, 2019 |
| Book Page | 037875/000439 |
| Instrument | 1909261140 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 25, 2049 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,353.00 (+8.71%) | $682,400 (+13.51%) Land $150,700 Building $531,700 | $707,380 |
| 2025 | $5,844.00 (+1.74%) | $601,200 (+1.85%) Land $139,600 Building $461,600 | |
| 2024 | $5,744.00 (-3.36%) | $590,300 (+5.17%) Land $132,900 Building $457,400 | |
| 2023 | $5,944.00 | $561,300 Land $118,700 Building $442,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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