Essex County and Gloucester City property record for 24 Prospect Sq, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,068 sqft · built 1900 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $248,000 (Jan 2009) |
| Tax Bill | $4,385 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0013 B:0079 L:0000 |
| Primary APN | GLOU M:0013 B:0079 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 1,841 sqft |
| 1st Floor Area | 709 sqft |
| Basement Area | 654 sqft |
| Unfinished Basement | 654 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,000 sqft (0.046 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 24 PROSPECT SQ |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3735 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Block | 79 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 221500 |
24 Prospect Sq is owned and occupied by an individual who bought it in January 2009.
Source: Essex County and Gloucester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA |
| Apr 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2009 · Amount on File |
| Deed Sale | Jan 9, 2009 · Amount on File |
| Prior Sale | Jul 2, 2002 · Amount on File |
| Deed Book / Page | 28239 / 40 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 24 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041320-80 |
|---|---|
| Date | Nov 25, 2022 |
| Book Page | 41320/80 |
| Instrument | 20221125000230 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 24 PROSPECT SQ, GLOUCESTER, MA 01930-3735 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39802-1 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 39802/1 |
| Instrument | 20210426000550 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 24 Prospect Sq was $4,385, up 4% from the year before.
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,385.00 (+4.01%) | $471,000 (+8.6%) Land $128,100 Building $342,900 | $505,662 |
| 2025 | $4,216.00 (+5.82%) | $433,700 (+5.91%) Land $118,600 Building $315,100 | |
| 2024 | $3,984.00 (+4.51%) | $409,500 (+13.75%) Land $113,000 Building $296,500 | $510,150 |
| 2023 | $3,812.00 | $360,000 Land $100,900 Building $259,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 24 Prospect Sq in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 42 units insured incl. 9 condo units |
| Nearby Flood Claims | 13 (1987–2020) |
| Claims Outside the SFHA | 4 of 13 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 24 Prospect Sq is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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