29 Panther Top Est, Murphy, NC 28906 Property Records

Cherokee County property record for 29 Panther Top Est, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 816 sqft · built 1985
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Mar 2006)
Tax Bill	$826 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`456001291157000`

Property Details

APN / Parcel Number

Primary APN	`456001291157000`
Alternative APN	`54421`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	816 sqft Heated Area
Gross Area	2,944 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	25,265 sqft (0.58 acres)
Lot Dimensions	199 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	272 sqft
Deck Area	496 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	54421
Street Address	29 PANTHER TOP EST
City	MURPHY
State	NC
Zip	28906-8546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 PANTHER TOP ESTATES 1538/320
Legal Subdivision	PANTHER TOP ESTATES
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1033
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 PANTHER TOP EST, MURPHY, NC 28906-8546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2006 · Amount on Record
Deed Sale	Mar 1, 2006 · Amount on Record
Prior Sale	Sep 2, 2005 · Amount on Record
Deed Document Number	200656465
Deed Book / Page	1214 / 404
Last Transfer Date	Apr 23, 2021
Transfer Doc	001679/368
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	29 PANTHER TOP EST, MURPHY, NC 28906-8546
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PANTHER TOP EST, MURPHY, NC 28906-8546

Mortgage

Document Number	1682/891
Date	Jun 4, 2021
Book Page	1682/891
Instrument	3729

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Apr 29, 2021
Property Address	29 PANTHER TOP EST, MURPHY, NC 28906-8546
Document Number	1679/368
Book / Page	1679 / 368
Instrument Date	Apr 23, 2021
Instrument	2830
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PANTHER TOP ESTATES, MURPHY, NC 28906

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00	$109,750 (-)	$109,750 (-) Land $6,980 Building $102,770
2023		$109,750	$109,750 Land $6,980 Building $102,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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