111 Panther Top Est, Murphy, NC 28906 Property Records

Cherokee County property record for 111 Panther Top Est, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 916 sqft · built 1983
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,500 (Nov 2017)
Tax Bill	$759 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2025 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`456001290393000`

Property Details

APN / Parcel Number

Primary APN	`456001290393000`
Alternative APN	`46686`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	916 sqft Heated Area
Gross Area	1,444 sqft
1st Floor Area	916 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	218 ft deep x 265 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	46686
Street Address	111 PANTHER TOP EST
City	MURPHY
State	NC
Zip	28906-8984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 PANTHER TOP ESTATES 1370/129
Legal Subdivision	PANTHER TOP ESTATES
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1033
Census Tract	930603

Owner

Source: Cherokee County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Aug 8, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 13, 2017	Warranty Deed, Transfer · VA Mortgage MIDLAND STATES BANK
Oct 9, 2009	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Deed Document Number	20175304
Deed Book / Page	1574 / 148
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01706/1483
Date	Mar 21, 2022
Book Page	1706/1483
Instrument	1797

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984

Mortgage

Document Number	001782/726
Date	Jul 25, 2025
Book Page	1782/726
Instrument	3494

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001652/717
Date	Aug 13, 2020
Book Page	1652/717
Instrument	4221

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984

Mortgage

Document Number	01761/1463
Date	Aug 8, 2024
Book Page	1761/1463
Instrument	3943

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Apr 8, 2026
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Document Number	0000001653
Book / Page	1798 / 1481
Instrument Date	Apr 3, 2026
Instrument	20261653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001653,
Date	Apr 8, 2026
Book Page	1798/1481
Instrument	20261653

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1652/717
Date	Aug 13, 2020
Book Page	1652/717
Instrument	4221

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 13, 2017
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Document Number	01574/0148
Book / Page	01574 / 0148
Instrument Date	Oct 6, 2017
Instrument	05304
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2208 WILDWOOD HOLLOW DR, 2208, VALRICO, FL 33596-5060

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25525 E COLONIAL DR, CHRISTMAS, FL 32709-9228

Mortgage

Document Number	05305
Date	Nov 13, 2017
Instrument	05305

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

October 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 9, 2009
Property Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984
Document Number	01370/0129
Book / Page	1370 / 0129
Map Reference	MB 1096 PG 617-621
Instrument Date	Oct 6, 2009
Instrument	2009-0005761
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PANTHER TOP EST, MURPHY, NC 28906-8984

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$759.00	$102,650 (-)	$102,650 (-) Land $9,040 Building $93,610
2023		$102,650	$102,650 Land $9,040 Building $93,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Blue Ridge Mountain EMC, Peachtree Broadband Fiber, RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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