29 Onset St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 29 Onset St, Worcester, MA 01604 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,668 sqft · built 2003
Lot Size	0.107 acres (4,659 sqft)
Owner	2 Individual Names on File
Last Sale	$124,900 (Feb 2009)
Tax Bill	$5,237 (2025)
Deeds & Mortgages	Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`38-023-28-2A`

Property Details

APN / Parcel Number

Primary APN	`38-023-28-2A`
Alternative APNs	`WORC M:38 B:023 L:28-2A` `M:38 B:023 L:28=2A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	696 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,659 sqft (0.107 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	38-023-28-2A
Street Address	29 ONSET ST
City	WORCESTER
State	MA
Zip	01604-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	23
Legal Lot Number	28-2A
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2028
Census Tract	732301

Owner

Source: Worcester County and Worcester City records · APN 38-023-28-2A

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 ONSET ST, WORCESTER, MA 01604-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 27, 2009 · Amount on Record
Deed Sale	Feb 27, 2009 · Amount on Record
Prior Sale	Feb 18, 2009 · Amount on Record
Deed Book / Page	43867 / 176
Last Transfer Date	Apr 21, 2021
Transfer Doc	065020-292
Record Updated	Sep 20, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Apr 26, 2021
Property Address	29 ONSET ST, WORCESTER, MA 01604-2013
Document Number	065020-288
Book / Page	65020 / 288
Instrument Date	Apr 21, 2021
Instrument	57138
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 ONSET ST, WORCESTER, MA 01604-2013

Mortgage

Document Number	0000057139
Date	Apr 26, 2021
Instrument	57139

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,237.00 (+10.07%)	$397,040 (+19.65%) Land $93,040 Building $304,000
2023	$4,758.00	$331,827 Land $80,927 Building $250,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.