26 Onset St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 26 Onset St, Worcester, MA 01604

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1988
Lot Size	0.443 acres (19,318 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2019)
Tax Bill	$6,619 (2026)
Deeds & Mortgages	Oct 2021 Refinance Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-023-00068`

Property Details

APN / Parcel Number

Primary APN	`38-023-00068`
Alternative APN	`WORC M:38 B:023 L:00068`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	1,116 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,318 sqft (0.443 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	38-023-00068
Street Address	26 ONSET ST
City	WORCESTER
State	MA
Zip	01604-2035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Block	23
Legal Lot Number	68
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2028
Census Tract	732301

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 ONSET ST, WORCESTER, MA 01604-2035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HOMEFIELD CREDIT UNION
Sep 30, 2019	Quit Claim Deed, Transfer · Conventional Mortgage HOMEFIELD CU
May 2, 2018	Personal Representative Deed, Transfer BLUEDOG CAP PTRS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	2019101800
Deed Book / Page	61145 / 69
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	61145-69
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	26 ONSET ST, WORCESTER, MA 01604-2035
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66197-201
Date	Oct 1, 2021
Book Page	66197/201
Instrument	138062

Lender

Name	HOMEFIELD CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 30, 2019
Property Address	26 ONSET ST, WORCESTER, MA 01604-2035
Document Number	61145-69
Book / Page	061145 / 000069
Instrument Date	Sep 23, 2019
Instrument	101800
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,573.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ONSET ST WORCESTER MA 016042035, WORCESTER, MA 01604-2035

Mortgage

Document Number	61145-73
Date	Sep 30, 2019
Book Page	061145/000073
Instrument	101803

Lender

Name	HOMEFIELD CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WORCESTER MA
Recording Date	May 2, 2018
Property Address	26 ONSET ST, WORCESTER, MA 01604-2035
Document Number	58749-315
Book / Page	058749 / 000315
Instrument Date	Apr 30, 2018
Instrument	41929
Transaction Type	Transfer
Record Updated	Aug 8, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 RICCIUTI DR QUINCY MA 021696287, QUINCY, MA 02169-6287

Mortgage

Document Number	58749-320
Date	May 2, 2018
Book Page	058749/000320
Instrument	41931

Lender

Name	BLUEDOG CAP PTRS LLC

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,619.00 (+1.89%)	$498,400 (+1.2%) Land $125,300 Building $373,100	$544,471 (+23.17%)
2025	$6,496.00 (+6.37%)	$492,500 (+15.64%) Land $119,400 Building $373,100	$442,035 (+6.06%)
2024			$416,765
2023	$6,107.00	$425,900 Land $103,800 Building $322,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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