29 McKinzie Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 29 McKinzie Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,337 sqft · built 2004
Lot Size	0.195 acres (8,495 sqft)
Owner	2 Individual Names on File
Last Sale	$193,900 (May 2016)
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-06-0-00068-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-06-0-00068-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,337 sqft Adjusted Area
1st Floor Area	1,782 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	8,495 sqft (0.195 acres)
Lot Dimensions	120 ft deep x 66 ft wide

Location & Zoning

Street Address	29 MCKINZIE CV
City	HERNANDO
State	MS
Zip	38632-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	FORKED CREEK SUB SECTION B LOT 68
Legal Range	008
Legal Township	03S
Legal Section	01
Legal Subdivision	FORKED CREEK SUB
Legal Lot Number	68
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

29 McKinzie Cv is owned and occupied by two individuals who bought it in May 2016.

Source: DeSoto County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 MCKINZIE CV, HERNANDO, MS 38632-1343
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 7, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2016 · Amount on File
Deed Sale	May 13, 2016 · Amount on File
Prior Sale	Jun 28, 2006
Deed Book / Page	791 / 315
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	29 MCKINZIE CV, HERNANDO, MS 38632-1343
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MCKINZIE CV, HERNANDO, MS 38632-1343

Mortgage

Document Number	005106/357
Date	Dec 8, 2020
Book Page	5106/357

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Jun 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	29 MCKINZIE CV, HERNANDO, MS 38632-1343
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MCKINZIE CV, HERNANDO, MS 38632-1343

Mortgage

Document Number	005459/469
Date	Feb 7, 2022
Book Page	5459/469

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 29 McKinzie Cv was $2,147.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00	$21,012 Land $3,500 Building $17,512	$210,118 Land $35,000 Building $175,118
2023	$1,861.00	$15,577	$155,765 Land $35,000 Building $120,765

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 McKinzie Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 McKinzie Cv is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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