10 McKinzie Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 10 McKinzie Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,290 sqft · built 2004
Lot Size	0.207 acres (9,024 sqft)
Owner	Company Name on Record
Last Sale	$547,800 (Aug 2015)
Tax Bill	$3,624 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-06-0-00066-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-06-0-00066-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,290 sqft Adjusted Area
1st Floor Area	1,993 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,024 sqft (0.207 acres)
Lot Dimensions	127 ft deep x 47 ft wide
Patio Area	120 sqft

Location & Zoning

Street Address	10 MCKINZIE CV
City	HERNANDO
State	MS
Zip	38632-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 OVERL
Legal Description	FORKED CREEK SUB SECTION B LOT 66
Legal Range	008
Legal Township	03S
Legal Section	01
Legal Subdivision	FORKED CREEK SUB
Legal Lot Number	66
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	71121

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Aug 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Prior Sale	Aug 4, 2014
Deed Book / Page	772 / 126
Last Transfer Date	Aug 22, 2019
Transfer Doc	000898/104
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10 MCKINZIE CV, HERNANDO, MS 38632-1342
Transaction Type	Mortgage
Record Updated	Mar 8, 2024
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	5661/14309
Date	Feb 21, 2024
Book Page	5661/14309

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 9, 2029

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Aug 30, 2019
Property Address	10 MCKINZIE CV, HERNANDO, MS 38632-1342
Document Number	000898/104
Book / Page	0898 / 104
Map Reference	MB 83 PG 1
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,624.00 (+13.21%)	$31,110 (+34.8%) Land $5,250 Building $25,860	$207,403 (+34.81%) Land $35,000 Building $172,403
2023	$3,201.00	$23,078	$153,850 Land $35,000 Building $118,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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