29 Long Leaf Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 29 Long Leaf Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,122 sqft · built 1998
Lot Size	0.395 acres (17,206 sqft)
Owner	Individual Name on Record
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 3 232`

Property Details

APN / Parcel Number

Primary APN	`18A 3 232`
Alternative APN	`10334`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	4,602 sqft
1st Floor Area	2,080 sqft
Basement Area	2,080 sqft
Finished Basement	2,080 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,206 sqft (0.395 acres)
Terrain	Rolling
Garage Type	Built-in
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	210 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10334
Street Address	29 LONG LEAF LN
City	PALMYRA
State	VA
Zip	22963-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 200004072 MONTPELIER-3 LOT 232 17,206 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	23
Legal Lot Number	232
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 LONG LEAF LN, PALMYRA, VA 22963-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE AMERICA MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2020
Transfer Doc	0000004072
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 LONG LEAF LN, PALMYRA, VA 22963-2216
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210004299
Date	Aug 27, 2021
Instrument	210004299

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Dec 1, 2035

Interest

Rate Type	Fixed Rate

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Oct 13, 2020
Property Address	29 LONG LEAF LN, PALMYRA, VA 22963-2216
Document Number	200004072
Map Reference	DB 326 PG 639
Instrument Date	Sep 28, 2020
Instrument	200004072
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 LONG LEAF LN, PALMYRA, VA 22963-2216

Mortgage

Document Number	200004073
Date	Oct 13, 2020
Instrument	200004073

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,100 (-) Land $30,000 Building $440,100	$470,100 (-) Land $30,000 Building $440,100
2025	$3,549.00 (+18.54%)	$470,100 (+32.5%) Land $30,000 Building $440,100	$470,100 (+32.5%) Land $30,000 Building $440,100
2023		$354,800 Land $30,000 Building $324,800	$354,800 Land $30,000 Building $324,800
2022	$2,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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