28 Long Leaf Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 28 Long Leaf Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 2021
Lot Size	0.442 acres (19,254 sqft)
Owner	Individual Name on Record
Last Sale	$197,690 (Jan 2021)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 3 273`

Property Details

APN / Parcel Number

Primary APN	`18A 3 273`
Alternative APN	`591`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,440 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,254 sqft (0.442 acres)
Terrain	Rolling
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	591
Street Address	28 LONG LEAF LN
City	PALMYRA
State	VA
Zip	22963-2219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210000295 MONTPELIER-3 LOT 273 19,253 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	27
Legal Lot Number	273
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 LONG LEAF LN, PALMYRA, VA 22963-2219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage BLUE RIDGE BANK
Jun 15, 2018	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jun 15, 2018 · Amount on Record
Deed Document Number	2021295
Record Updated	Sep 20, 2026

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 20, 2021
Property Address	28 LONG LEAF LN, PALMYRA, VA 22963-2219
Document Number	0210000295
Map Reference	DB 80 PG 35
Instrument Date	Nov 19, 2020
Instrument	210000295
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 LONG LEAF LN, PALMYRA, VA 22963-2219

Mortgage

Document Number	0210000296
Date	Jan 20, 2021
Instrument	210000296

Lender

Name	BLUE RIDGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jun 15, 2018
Property Address	28 LONG LEAF LN, PALMYRA, VA 22963-2219
Document Number	0001801846
Map Reference	PB 418 PG 728
Instrument Date	May 7, 2018
Instrument	1801846
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8249 CROWN COLONY PKWY # 100, 100, MECHANICSVILLE, VA 23116-4057

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,200 (-) Land $30,000 Building $240,200	$270,200 (-) Land $30,000 Building $240,200
2025	$2,040.00 (+14.22%)	$270,200 (+27.63%) Land $30,000 Building $240,200	$270,200 (+27.63%) Land $30,000 Building $240,200
2023		$211,700 Land $30,000 Building $181,700	$211,700 Land $30,000 Building $181,700
2022	$1,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Long Leaf Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures