29 Long Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 29 Long Cir, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,422 sqft · built 1978
Lot Size1.73 acres (75,359 sqft)
Owner2 Individual Names on Record
Tax Bill$4,464 (2025)
Deeds & MortgagesSep 2022 Mortgage
Aug 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN018B 003

Property Details

APN / Parcel Number

Primary APN018B 003
Alternative APN
  • 482100

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,422 sqft Heated Area
Basement Area1,384 sqft
Finished Basement384 sqft
Unfinished Basement1,000 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area75,359 sqft (1.73 acres)
TerrainGentle Slope
Garage Area576 sqft

Exterior Amenities

Pool Area800 sqft
PorchSlab
Porch Area1,056 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number482100
Street Address29 LONG CIR
CityTOCCOA
StateGA
Zip30577-6840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionTRACTS 1, 2 & 3 LONG RD
Legal Subdivision0300 - PRIMARY - SF
Legal Tract1-3
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group1
Census Block1012
Census Tract970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 LONG CIR, TOCCOA, GA 30577-6840
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE
Aug 9, 2023Deed of Trust, Mortgage · FHA Mortgage
RUOFF MORTGAGE
Jun 27, 2025Quit Claim Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE
Feb 18, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jun 17, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2025
Deed SaleJun 27, 2025
Prior SaleFeb 13, 2020 · Amount on Record
Deed Document Number20251971
Deed Book / Page1412 / 281
Prior Transfer DateJun 16, 2025
Prior Transfer Doc0014120281
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address29 LONG CIR, TOCCOA, GA 30577-6840
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LONG CIR, TOCCOA, GA 30577-6840

Mortgage

Document Number0013100000000320
DateSep 27, 2022
Book Page0000001310/0000000320
Instrument001582
Lender
NameRUOFF MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address29 LONG CIR, TOCCOA, GA 30577-6840
Transaction TypeMortgage
Record UpdatedMar 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LONG CIR, TOCCOA, GA 30577-6840

Mortgage

Document Number0013380000000466
DateAug 9, 2023
Book Page0000001338/0000000466
Lender
NameRUOFF MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

June 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateJun 27, 2025
Property Address29 LONG CIR, TOCCOA, GA 30577-6840
Document Number0014120281
Book / Page1412 / 281
Instrument DateJun 16, 2025
Instrument2025001971
Transaction TypeTransfer
Record UpdatedMar 9, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LONG CIR, TOCCOA, GA 30577-6840

Mortgage

Document Number2025001972
DateJun 27, 2025
Instrument2025001972
Lender
NameFREEDOM MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term355 Months
DueJan 1, 2055

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateFeb 18, 2020
Property Address29 LONG CIR, TOCCOA, GA 30577-6840
Document Number0012020155
Book / Page001202 / 000155
Instrument DateFeb 13, 2020
Transaction TypeTransfer
Record UpdatedMar 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 LONG CIR TOCCOA GA 305776840, TOCCOA, GA 30577-6840

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateJun 17, 2019
Property Address29 LONG CIR, TOCCOA, GA 30577-6840
Document Number0011800413
Book / Page001180 / 000413
Instrument DateJun 12, 2019
Transaction TypeTransfer
Record UpdatedJul 2, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$135.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address29 LONG CIR TOCCOA GA 305776840, TOCCOA, GA 30577-6840

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,464.00 (+21.7%) Homeowner's exemption$196,663 (+57.03%) Land $3,438 Building $193,225$491,658 (+57.02%) Land $8,596 Building $483,062
2023$3,668.00 (+3.79%) Homeowner's exemption$125,243 (+5.48%) Land $3,438 Building $121,805$313,109 (+5.48%) Land $8,596 Building $304,513
2022$3,534.00 Homeowner's exemption$118,741 Land $3,438 Building $115,303$296,853 Land $8,596 Building $288,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 71% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Fiber
5,000 / 5,000
TrailWave
Fiber
1,000 / 1,000

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