Stephens County property record for 603 Long Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,676 sqft · built 1953 |
| Lot Size | 7.43 acres (323,651 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $428 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018B 063 |
| Primary APN | 018B 063 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,676 sqft Heated Area |
| Basement Area | 752 sqft |
| Unfinished Basement | 752 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 323,651 sqft (7.43 acres) |
| Terrain | Gentle Slope |
| Garage Area | 440 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 195 sqft |
| Deck Area | 119 sqft |
| Patio Area | 119 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 484200 |
|---|---|
| Street Address | 603 LONG CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LONG CIR |
| Legal Subdivision | 0300 - POWERLINE - AC |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 970101 |
Source: Stephens County records, as of April 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 63 OLD LIBERTY HILL RD, TOCCOA, GA 30577-7834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage 21ST CENTURY MORTGAGE |
| Jun 25, 2025 | Deed of Trust, Mortgage FIRST CITIZENS BANK |
| Feb 12, 2026 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 12, 2026 |
| Transfer Doc | 0014380453 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 14, 2026 |
| Property Address | 603 LONG CIR, TOCCOA, GA 30577-6834 |
| Document Number | 0014460000000319 |
| Book / Page | 1446 / 319 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 603 LONG CIR, TOCCOA, GA 30577-6834 |
| Document Number | 0000000103, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 1446/319 |
| Instrument | 2026103 |
| Name | 21ST CENTURY MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 603 LONG CIR, TOCCOA, GA 30577-6834 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 603 LONG CIR, TOCCOA, GA 30577-6834 |
| Document Number | 0014120000000246 |
|---|---|
| Date | Jun 25, 2025 |
| Book Page | 0000001412/0000000246 |
| Instrument | 2025001961 |
| Name | FIRST CITIZENS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Feb 12, 2026 |
| Property Address | 603 LONG CIR, TOCCOA, GA 30577-6834 |
| Document Number | 0014380453 |
| Book / Page | 1438 / 453 |
| Instrument Date | Feb 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 63 OLD LIBERTY HILL RD, TOCCOA, GA 30577-7834 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $428.00 (-62.02%) Homeowner's exemption Senior Citizen's exemption | $59,280 (+48.72%) Land $6,979 Building $52,301 | $148,200 (+48.72%) Land $17,448 Building $130,752 |
| 2023 | $1,127.00 (+20.15%) Homeowner's exemption | $39,860 (+26.48%) Land $6,979 Building $32,881 | $99,651 (+26.48%) Land $17,448 Building $82,203 |
| 2022 | $938.00 Homeowner's exemption | $31,515 Land $6,979 Building $24,536 | $78,788 Land $17,448 Building $61,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| TrailWave Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
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