29 Gallup St, Westerly, RI 02891 Property Records

Westerly Town property record for 29 Gallup St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 2004
Lot Size	0.319 acres (13,886 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2004)
Tax Bill	$4,497 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:68 B:10`

Property Details

APN / Parcel Number

Primary APN	`WEST M:68 B:10`
Alternative APNs	`M:068 B:10 L` `6041900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,588 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,886 sqft (0.319 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	6041900
Street Address	29 GALLUP ST
City	WESTERLY
State	RI
Zip	02891-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2034
Census Tract	50901

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	29 GALLUP ST, WESTERLY, RI 02891-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TOTAL MORTGAGE SERVICES LLC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage TOTAL MTG SVCS
Jul 27, 2018	Quit Claim Deed, Mortgage · Conventional with PMI TOTAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2004 · Amount on Record
Deed Sale	May 7, 2004 · Amount on Record
Deed Book / Page	1284 / 319
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	29 GALLUP ST, WESTERLY, RI 02891-2552
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-16486
Date	Jun 24, 2021
Book Page	2021/16486
Instrument	2021-3706

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	29 GALLUP ST, WESTERLY, RI 02891-2552
Document Number	2019-1508
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 GALLUP ST WESTERLY RI 028912552, WESTERLY, RI 02891-2552

Mortgage

Document Number	2019-1508
Date	Jul 17, 2019
Book Page	002019/011508
Instrument	2932

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 16, 2039

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WESTERLY RI
Recording Date	Jul 27, 2018
Property Address	29 GALLUP ST, WESTERLY, RI 02891-2552
Document Number	2018-2463
Book / Page	002018 / 012463
Instrument Date	Jul 23, 2018
Instrument	3120
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 GALLUP ST WESTERLY RI 028912552, WESTERLY, RI 02891-2552

Mortgage

Document Number	2018-2465
Date	Jul 27, 2018
Book Page	002018/012465
Instrument	3121

Lender

Name	TOTAL MTG SVCS
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,497.00 (+8.41%)	$578,000 (+41.56%) Land $170,700 Building $407,300	$646,294
2023	$4,148.00 (+0.58%)	$408,300 (-) Land $121,900 Building $286,400
2022	$4,124.00	$408,300 Land $121,900 Building $286,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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