22 Gallup St, Westerly, RI 02891 Property Records

Westerly Town property record for 22 Gallup St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,084 sqft Living Area
Lot Size10,575 sqft (0.243 acres)
OccupancyOwner Occupied
Last Sale$485,000 (2021)
Tax Bill$4,972.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:68 B:21
Alternative APNs
  • M:068 B:21 L
  • 20027820

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,084 sqft Living Area
Gross Area3,854 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,575 sqft (0.243 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number20027820
Street Address22 GALLUP ST
CityWESTERLY
StateRI
Zip02891-2507
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block21
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2033
Census Tract50901

Owner

Source: Westerly Town records · APN WEST M:68 B:21

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 GALLUP ST, WESTERLY, RI 02891-2507
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Apr 07, 2021Quit Claim Deed, Transfer
Quitclaim Document
Mar 05, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Prior SaleJun 30, 2006 · Amount on Record
Deed Doc Number20211321
Deed Book / Page2021 / 6052
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address22 GALLUP ST, WESTERLY, RI 02891-2507
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023-10077
DateAug 03, 2023
Book Page2023/10077
Instrument2023-2511
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term337 Months
DueSep 01, 2051

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateApr 07, 2021
Property Address22 GALLUP ST, WESTERLY, RI 02891-2507
Document Number2021-8933
Book / Page2021 / 8933
Instrument DateMar 05, 2021
Instrument2021-2024
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address22 GALLUP ST, WESTERLY, RI 02891-2507

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 05, 2021
Property Address22 GALLUP ST, WESTERLY, RI 02891-2507
Document Number2021-6052
Book / Page2021 / 6052
Instrument DateMar 05, 2021
Instrument2021-1321
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20211322
DateMar 05, 2021
Instrument2021-1322
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address22 GALLUP ST, WESTERLY, RI 02891-2507
Document Number2017-9937
Book / Page002017 / 019937
Instrument DateOct 23, 2017
Transaction TypeMortgage
Record UpdatedNov 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address22 GALLUP ST WESTERLY RI 028912507, WESTERLY, RI 02891-2507

Mortgage

Document Number2017-9937
DateNov 08, 2017
Book Page002017/019937
Instrument4975
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 07, 2037

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,972.00 (+4.61%)$639,100 (+36.62%) Land $171,500 Building $467,600
2023$4,753.00 (+0.59%)$467,800 (-) Land $122,500 Building $345,300
2022$4,725.00$467,800 Land $122,500 Building $345,300

Flood & Wildfire

22 Gallup St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gallup St

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