23 E Cross St, Laura, OH 45337 Property Records

Miami County property record for 23 E Cross St, Laura, OH 45337

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,005 sqft · built 1915
Lot Size1.38 acres (60,505 sqft)
OwnerIndividual Name on Record
Last Sale$65,000 (Jun 2012)
Tax Bill$1,506 (2025)
Deeds & MortgagesOct 2020 Transfer
Flood ZoneZone X (minimal risk)
APNL38-001540

Property Details

APN / Parcel Number

Primary APNL38-001540
Alternative APNs
  • 070415.4-02-039-00
  • L38PD002 01200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,005 sqft Living Area
1st Floor Area2,672 sqft
Upper Floors Area669 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area60,505 sqft (1.38 acres)
Garage TypeDetached
Garage Area1,020 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area333 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address23 E CROSS ST
CityLAURA
StateOH
Zip45337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOUT LOT 5 SE PT
Legal Lot Number5
JurisdictionMIAMI OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1044
Census Tract340100

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23 E CROSS ST, POTSDAM, OH 45361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2012 · Amount on Record
Deed SaleJun 4, 2012 · Amount on Record
Prior SaleJun 5, 1991 · Amount on Record
Deed Document Number20122012OR-07342
Deed Book / Page275 / 245
Last Transfer DateDec 18, 2019
Transfer Doc0000015201
Record UpdatedOct 29, 2026

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMIAMI OH
Recording DateOct 16, 2020
Property Address23 E CROSS ST, LAURA, OH 45337
Document Number0000015201
Instrument DateDec 18, 2019
Instrument15201
Transaction TypeTransfer
Record UpdatedNov 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 E CROSS ST POTSDAM OH 45361, POTSDAM, OH 45361

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionUnion Township
MunicipalityPotsdam Village
Unified School DistrictMilton-Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,506.00 (+22.24%) Homeowner's exemption$49,140 (+42.11%) Land $13,860 Building $35,280$140,400 (+42.11%) Land $39,600 Building $100,800
2024$1,232.00 (+2.41%) Homeowner's exemption$34,580 (-) Land $11,200 Building $23,380
2023$1,203.00 (-3.45%) Homeowner's exemption$34,580 (-) Land $11,200 Building $23,380$98,800 (-) Land $32,000 Building $66,800
2022$1,246.00 Homeowner's exemption$34,580 Land $11,200 Building $23,380$98,800 Land $32,000 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cross St

Nearby Streets

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