29 E Chop Dr, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 29 E Chop Dr, Oak Bluffs, MA 02557 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,518 sqft · built 1920
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$2,400,000 (Feb 2012)
Tax Bill$24,906 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2018 Mortgage
Flood ZoneZone AE (high risk)
APNOAKB M:0008 B:0129 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0008 B:0129 L:000
Alternative APN
  • 1132

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,518 sqft Living Area
Gross Area3,298 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1132
Street Address29 E CHOP DR
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHIGHLANDS
Legal Block129
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group1
Census Block1004
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0008 B:0129 L:000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4 WHISPERING LN, WESTON, MA 02493-1190
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · ARM
CENTURY BANK & TRUST
Nov 30, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 24, 2012 · Amount on Record
Deed SaleFeb 24, 2012 · Amount on Record
Prior SaleSep 02, 1998 · Amount on Record
Deed Book / Page1272 / 100
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address29 E CHOP DR, OAK BLUFFS, MA 02557
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001582-464
DateJun 11, 2021
Book Page1582/464
Instrument4747
Lender
NameCENTURY BANK & TRUST
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.88%
Type Change DateJul 01, 2031
Index1-Year CMT

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address29 E CHOP DR, OAK BLUFFS, MA 02557
Document Number1482-973
Instrument DateNov 30, 2018
Transaction TypeMortgage
Record UpdatedDec 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 E CHOP DR OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557

Mortgage

Document Number1482-973
DateNov 30, 2018
Book Page001482/000973
Instrument6862
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
AmountAmount Recorded
Term360 Months
DueNov 29, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$24,906.00 (+2.82%)$4,931,900 (+6.48%) Land $3,756,400 Building $1,175,500
2024$24,223.00 (+5.94%)$4,631,600 (+6.96%) Land $3,413,700 Building $1,217,900
2023$22,864.00$4,330,300 Land $3,316,900 Building $1,013,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dukes County (25007C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250072002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Nearby Flood Policies29 in force
Nearby Flood Claims18 (1991–2018)
Most Recent ClaimMar 2018, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Coastal Storm, Oct 1991 · 4 claims
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Chop Dr

Nearby Streets

Search Property Records by Address or Parcel Number