Dukes County and Oak Bluffs Town property record for 29 E Chop Dr, Oak Bluffs, MA 02557 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,518 sqft · built 1920 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,400,000 (Feb 2012) |
| Tax Bill | $24,906 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | OAKB M:0008 B:0129 L:000 |
| Primary APN | OAKB M:0008 B:0129 L:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,518 sqft Living Area |
| Gross Area | 3,298 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1132 |
|---|---|
| Street Address | 29 E CHOP DR |
| City | OAK BLUFFS |
| State | MA |
| Zip | 02557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 129 |
| Jurisdiction | OAK BLUFFS MA |
| Township / Civil Division | OAK BLUFFS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 200200 |
Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0008 B:0129 L:000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WHISPERING LN, WESTON, MA 02493-1190 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · ARM CENTURY BANK & TRUST |
| Nov 30, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 24, 2012 · Amount on Record |
| Deed Sale | Feb 24, 2012 · Amount on Record |
| Prior Sale | Sep 02, 1998 · Amount on Record |
| Deed Book / Page | 1272 / 100 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Property Address | 29 E CHOP DR, OAK BLUFFS, MA 02557 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001582-464 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 1582/464 |
| Instrument | 4747 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Jul 01, 2031 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Property Address | 29 E CHOP DR, OAK BLUFFS, MA 02557 |
| Document Number | 1482-973 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 29 E CHOP DR OAK BLUFFS MA 02557, OAK BLUFFS, MA 02557 |
| Document Number | 1482-973 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 001482/000973 |
| Instrument | 6862 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Oak Bluffs Town |
| Elementary School District | Oak Bluffs School District (PK - 08) |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $24,906.00 (+2.82%) | $4,931,900 (+6.48%) Land $3,756,400 Building $1,175,500 |
| 2024 | $24,223.00 (+5.94%) | $4,631,600 (+6.96%) Land $3,413,700 Building $1,217,900 |
| 2023 | $22,864.00 | $4,330,300 Land $3,316,900 Building $1,013,400 |
Source: FEMA National Flood Hazard Layer, Dukes County (25007C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250072002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 18 (1991–2018) |
| Most Recent Claim | Mar 2018, tidal / storm surge |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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