23 E Chop Dr, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 23 E Chop Dr, Oak Bluffs, MA 02557 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,302 sqft · built 1916
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$2,800,000 (Sep 2018)
Tax Bill$26,202 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNOAKB M:0008 B:0130 L:000

Property Details

APN / Parcel Number

Primary APNOAKB M:0008 B:0130 L:000
Alternative APN
  • 1133

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,302 sqft Living Area
Gross Area3,972 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 2015
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1133
Street Address23 E CHOP DR
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block130
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group1
Census Block1004
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records · APN OAKB M:0008 B:0130 L:000

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 WHITNEY FARM LN, HARVARD, MA 01451-1732
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2018 · Amount on Record
Deed SaleSep 11, 2018 · Amount on Record
Deed Book / Page1476 / 347
Record UpdatedJun 08, 2026

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAK BLUFFS MA
Recording DateSep 11, 2018
Property Address23 E CHOP DR, OAK BLUFFS, MA 02557
Document Number1476-347
Book / Page1476 / 347
Instrument5070
Transaction TypeTransfer
Record UpdatedJun 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$187.61
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number14760350
DateSep 11, 2018
Instrument01476/0350
Lender
NameWELLESLEY BK
Agreement
AmountAmount Recorded
Term180 Months
DueSep 11, 2033

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$26,202.00 (+2.26%)$5,188,500 (+5.91%) Land $3,844,400 Building $1,344,100
2024$25,623.00 (-1.59%)$4,899,200 (-0.65%) Land $3,493,600 Building $1,405,600
2023$26,038.00$4,931,500 Land $3,394,600 Building $1,536,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dukes County (25007C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250072002001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Nearby Flood Policies29 in force
Nearby Flood Claims18 (1991–2018)
Most Recent ClaimMar 2018, tidal / storm surge
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 6 claims
  • Coastal Storm, Oct 1991 · 4 claims
  • Hurricane Bob, Aug 1991 · 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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