Bay County property record for 29 E 5th St, Panama City, FL 32401
| Property Type | Commercial Office |
|---|---|
| Details | 2 bd · 2,525 sqft · built 1940 |
| Lot Size | 0.094 acres (4,094 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,500 (May 2008) |
| Tax Bill | $5,734 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19737-000-000 |
| Primary APN | 19737-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,525 sqft Gross Area |
| 1st Floor Area | 1,825 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,094 sqft (0.094 acres) |
| Lot Dimensions | 75 ft deep x 55 ft wide |
| Patio Area | 1,400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 29 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3005 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | PC10 |
| Legal Description | GCD PLAT E 55 OF LOTS 1,2,3 BLK 19 ORB 3049 P 528 MAP 92D1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GCD PLAT |
| Legal Block | 19 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 2000 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 29 E 5TH ST, PANAMA CITY, FL 32401-3005 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2008 · Amount on Record |
| Deed Sale | May 12, 2008 · Amount on Record |
| Deed Document Number | 200826922 |
| Deed Book / Page | 3049 / 528 |
| Last Transfer Date | Oct 23, 2024 |
| Transfer Doc | 0048521269 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,734.00 (-6%) | $305,153 (-4.83%) Land $119,109 Building $186,044 | $305,153 (-4.83%) Land $119,109 Building $186,044 |
| 2024 | $6,100.00 (+0.46%) | $320,647 (-) Land $108,281 Building $212,366 | $320,647 (-) Land $108,281 Building $212,366 |
| 2023 | $6,072.00 (+14.44%) | $320,647 (+9.08%) Land $108,281 Building $212,366 | $320,647 (+9.08%) Land $108,281 Building $212,366 |
| 2022 | $5,306.00 | $293,948 Land $79,200 Building $214,748 | $293,948 Land $79,200 Building $214,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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