Bay County property record for 110 E 5th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4,099 sqft · built 1935 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $250,000 (Nov 1994) |
| Tax Bill | $3,025 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19538-000-000 |
| Primary APN | 19538-000-000 |
|---|
| Total Rooms | 14 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 4,099 sqft |
| 1st Floor Area | 4,099 sqft |
| Year Built | Built 1935 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Lot Area | 19,166 sqft (0.439 acres) |
| Lot Dimensions | 160 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 110 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3008 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC10 |
| Legal Description | GULF COAST DEV CO PLAT LOTS 1,2 & 3 BLK 1 ORB 978 P 272 ORB 1546 P 960 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | GULF COAST DEV CO PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1-3 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1059 |
| Census Tract | 2000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 1002 W 23RD ST, PANAMA CITY, FL 32405-3683 |
| Owner Type | Company, Secondary Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 1994 · Amount on Record |
| Deed Sale | Nov 15, 1994 · Amount on Record |
| Deed Document Number | 0001546960 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,025.00 (-4.39%) | $161,000 (-) Land $153,600 Building $7,400 | $161,000 (-) Land $153,600 Building $7,400 |
| 2023 | $3,164.00 (+15.81%) | $161,000 (+15.1%) Land $153,600 Building $7,400 | $161,000 (+15.1%) Land $153,600 Building $7,400 |
| 2022 | $2,732.00 | $139,880 Land $132,480 Building $7,400 | $139,880 Land $132,480 Building $7,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 93 (1984–2020) |
| Claims Outside the SFHA | 64 of 93 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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