29 Clover Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 29 Clover Cir, Reading, MA 01867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,803 sqft · built 1994
Lot Size	0.522 acres (22,747 sqft)
Owner	2 Trust Names on File
Last Sale	$857,000 (Nov 2014)
Tax Bill	$15,067 (2025)
Deeds & Mortgages	Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`READ M:046.0-0000-0123.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:046.0-0000-0123.0`
Alternative APNs	`M:046.0=0000=0123.0` `1970000000540` `1970000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,803 sqft Living Area
Gross Area	5,590 sqft
Basement Area	1,970 sqft
Unfinished Basement	1,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,747 sqft (0.522 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1970000000540
Street Address	29 CLOVER CIR
City	READING
State	MA
Zip	01867-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S20
Legal Subdivision	CLOVER CIRCLE
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:046.0-0000-0123.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	29 CLOVER CIR, READING, MA 01867-1166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 14, 2014 · Amount on Record
Deed Sale	Nov 14, 2014 · Amount on Record
Deed Book / Page	64511 / 379
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Sep 30, 2020
Property Address	29 CLOVER CIR, READING, MA 01867-1166
Document Number	75760-549
Book / Page	075760 / 000549
Instrument Date	Sep 16, 2020
Instrument	174818
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29 CLOVER CIR READING MA 018671166, READING, MA 01867-1166

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,067.00 (-1.21%)	$1,322,800 (+1.65%) Land $606,700 Building $716,100	$1,477,535 (+6.1%)
2024	$15,251.00 (+6.25%)	$1,301,300 (+14.14%) Land $596,800 Building $704,500	$1,392,605
2023	$14,354.00	$1,140,100 Land $522,800 Building $617,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.