19 Clover Cir, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 19 Clover Cir, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,747 sqft · built 1985
Lot Size	0.471 acres (20,499 sqft)
Owner	2 Company Names on File
Tax Bill	$16,251 (2025)
Flood Zone	Zone X (minimal risk)
APN	`READ M:046.0-0000-0121.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:046.0-0000-0121.0`
Alternative APNs	`M:046.0=0000=0121.0` `1970000000520` `1970000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,747 sqft Living Area
Gross Area	7,082 sqft
1st Floor Area	1,994 sqft
Basement Area	1,528 sqft
Unfinished Basement	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,499 sqft (0.471 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1970000000520
Street Address	19 CLOVER CIR
City	READING
State	MA
Zip	01867-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	334300

Owner

Source: Middlesex County and Reading Town records · APN READ M:046.0-0000-0121.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	19 CLOVER CIR, READING, MA 01867-1166
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,251.00 (-1.23%)	$1,426,800 (+1.64%) Land $597,000 Building $829,800	$1,379,400 (+5.07%)
2024	$16,453.00 (+6.2%)	$1,403,800 (+14.07%) Land $587,300 Building $816,500	$1,312,805
2023	$15,493.00	$1,230,600 Land $514,500 Building $716,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173343001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	2 (1982–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2010, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.