29 Centennial St, Sparta, MI 49345 Property Records

Kent County property record for 29 Centennial St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1928
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2017)
Tax Bill	$1,968 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-101-016`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-101-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Basement Area	640 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Ranch
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	148 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	29 CENTENNIAL ST
City	SPARTA
State	MI
Zip	49345-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	ALL OF W 50 FT OF E 66.5 FT OF LOT 7 EX N 3 RDS BLK 3 * VILLAGE OF SPARTA
Legal Subdivision	VILLAGE OF SPARTA
Legal Block	3
Legal Lot Number	7
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2008
Census Tract	10402

Owner

29 Centennial St is owned and occupied by an individual who bought it in December 2017.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	29 CENTENNIAL ST, SPARTA, MI 49345-1301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 21, 2017	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Jan 13, 2017 · Amount on File
Deed Document Number	2017106770
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	29 CENTENNIAL ST, SPARTA, MI 49345-1301
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005289
Date	Jan 14, 2021
Instrument	20210114-0005289

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	48250

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Dec 21, 2017
Property Address	29 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000106770
Map Reference	LB2 PG5
Instrument Date	Dec 13, 2017
Instrument	20171221-0106770
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 CENTENNIAL ST, 29, SPARTA, MI 49345-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CENTENNIAL ST, SPARTA, MI 49345-1301

Mortgage

Document Number	0000106635
Date	Dec 21, 2017
Instrument	20171221-0106635

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jan 13, 2017
Property Address	29 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000003857
Map Reference	LB2 PG5
Instrument Date	Dec 9, 2016
Instrument	20170113-0003857
Transaction Type	Transfer
Record Updated	Jul 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$971.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29 CENTENNIAL ST, 29, SPARTA, MI 49345-1301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 W MINERAL AVE, LITTLETON, CO 80120-5612

Mortgage

Document Number	0000003860
Date	Jan 13, 2017
Instrument	20170113-0003860

Lender

Name	CHOICEONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 29 Centennial St was $1,968.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,400 (+6.05%)	$206,800 (+6.05%)
2025	$1,968.00 Homeowner's exemption	$97,500	$195,000
2023		$79,700	$159,400
2019	$2,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Centennial St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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