27 Centennial St, Sparta, MI 49345 Property Records

Kent County property record for 27 Centennial St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 950 sqft · built 1925
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,000 (Jun 2022)
Tax Bill	$2,832 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-101-039`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-101-039`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	950 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	1,125 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Lot Area	6,490 sqft (0.149 acres)
Lot Depth	132 ft Depth
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 CENTENNIAL ST
City	SPARTA
State	MI
Zip	49345-1301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR2
Legal Description	E 16.75 FT OF LOTS 5 & 6 BLK 3 EX N 66 FT OF SD LOT 5 ALSO W 32.5 FT OF LOT 7 BLK 3 EX N 66 FT * VILLAGE OF SPARTA
Legal Subdivision	VILLAGE OF SPARTA
Legal Block	3
Legal Lot Number	5-7
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2008
Census Tract	10402

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CENTENNIAL ST, SPARTA, MI 49345-1301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage CASON HOME LOANS
Feb 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROXANN TURBEN
Aug 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Feb 10, 2022 · Amount on Record
Deed Document Number	202246266
Prior Transfer Date	Oct 29, 2009
Prior Transfer Doc	0000104783
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Jun 6, 2022
Property Address	27 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000046266
Map Reference	LB 2 PG 5
Instrument Date	May 31, 2022
Instrument	20220606-0046266
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1760 JOHNSON ST, 1760, MARNE, MI 49435-9735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 CENTENNIAL ST # 200, 200, SPARTA, MI 49345-1301

Mortgage

Document Number	0000046267
Date	Jun 6, 2022
Instrument	20220606-0046267

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Feb 10, 2022
Property Address	27 CENTENNIAL ST, SPARTA, MI 49345-1301
Document Number	0000012303
Map Reference	LB 2 PG 5
Instrument Date	Feb 7, 2022
Instrument	20220210-0012303
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,031.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12704 PATRICIA AVE, 12704, GRANT, MI 49327-8489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1760 JOHNSON STRET, MARNE, MI 49435-9735

Mortgage

Document Number	0000012304
Date	Feb 10, 2022
Instrument	20220210-0012304

Lender

Name	ROXANN TURBEN
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	9%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	27 CENTENNIAL ST, SPARTA, MI 49345-1301
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059665
Date	Aug 2, 2018
Instrument	20180802-0059665

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,900 (+5.37%)	$227,800 (+5.37%)
2025	$2,832.00 (+139.59%) Homeowner's exemption	$108,100 (+22.01%)	$216,200 (+22.01%)
2023		$88,600	$177,200
2019	$1,182.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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