29 Ashby St, Cincinnati, OH 45218 Property Records

Hamilton County property record for 29 Ashby St, Cincinnati, OH 45218

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1938
Lot Size	0.094 acres (4,095 sqft)
Owner	Individual Name on File
Last Sale	$81,500 (May 2017)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`597-0070-0280-00`

Property Details

APN / Parcel Number

Primary APN	`597-0070-0280-00`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	648 sqft
2nd Floor Area	648 sqft
Basement Area	648 sqft

Exterior

Year Built	Built 1938
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	4,095 sqft (0.094 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	29 ASHBY ST
City	CINCINNATI
State	OH
Zip	45218-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE COR ASHBY & AVENELL LN0.094 AC S23 T3 R1
Jurisdiction	HAMILTON OH
Township / Civil Division	GREENHILLS
Census Block Group	2
Census Block	2009
Census Tract	22000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Greenhills Historic District listed 1989 · 732 contributing resources · NRIS 88003066

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

29 Ashby St is owned and occupied by an individual who bought it in May 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	29 ASHBY ST, CINCINNATI, OH 45218-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC
May 4, 2017	Warranty Deed, Transfer OPTION FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Deed Document Number	0000039993
Deed Book / Page	013410 / 001351
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	29 ASHBY ST, CINCINNATI, OH 45218-1305
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	TTAI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000114099
Date	Sep 22, 2021
Book Page	14507/776
Instrument	2021-0114099

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45247

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 4, 2017
Property Address	29 ASHBY ST, CINCINNATI, OH 45218-1305
Document Number	0000039993
Book / Page	013410 / 001351
Instrument Date	May 2, 2017
Instrument	39993
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 ASHBY ST CINCINNATI OH 452181305, CINCINNATI, OH 45218-1305

Mortgage

Document Number	39995
Date	May 4, 2017
Book Page	013410/001358
Instrument	39995

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 29 Ashby St was $2,766, up 8.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Greenhills Village
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+8.26%)	$37,321 (-) Land $6,405 Building $30,916
2024	$2,555.00 (+8.4%)	$37,321 (-) Land $6,405 Building $30,916
2023	$2,357.00 (+24.18%)	$37,321 (+67.21%) Land $6,405 Building $30,916	$106,630 Land $18,300 Building $88,330
2022	$1,898.00 Homeowner's exemption	$22,320 Land $5,352 Building $16,968
2020			$63,770 Land $15,290 Building $48,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 29 Ashby St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Ashby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, Verizon.

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