29 Abaco Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 29 Abaco Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,551 sqft · built 2015
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Jul 2015)
Tax Bill$4,216 (2024)
Deeds & MortgagesNov 2023 Line of Credit
May 2022 Mortgage
Flood ZoneZone AE (high risk)
APN00538640-000000

Property Details

APN / Parcel Number

Primary APN00538640-000000
Alternative APNs
  • 06614000538640000000
  • 1662151

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,551 sqft Living Area
1st Floor Area1,551 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Exterior MaterialOther
Foundation TypeSlab (Mat/Raft)
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage Area342 sqft
PorchOpen Porch
Porch Area383 sqft
Patio Area1,051 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1662151
Old Parcel Number06614000538640000000
Street Address29 ABACO RD
CityKEY LARGO
StateFL
Zip33037-5001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 2 OCEAN ISLE EST PB5-14 KEY LARGO OR783-1500 OR786-1770/71 OR802-524 OR825-650 OR823-1110/13 OR1008-1309 OR2110-767
Legal Range40E
Legal Township61S
Legal Section06
Legal SubdivisionOCEAN ISLE ESTATE
Legal Block3
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1012
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address29 ABACO RD, KEY LARGO, FL 33037-5001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2023Deed of Trust, Mortgage · Line of Credit
KEYS FCU
May 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2015 · Amount on Record
Deed SaleJul 22, 2015 · Amount on Record
Prior SaleAug 9, 2013 · Amount on Record
Deed Document Number2038681
Deed Book / Page2752 / 0899
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29 ABACO RD, KEY LARGO, FL 33037-5001
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032500536
DateNov 8, 2023
Book Page3250/536
Instrument2439495
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueNov 7, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29 ABACO RD, KEY LARGO, FL 33037-5001
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 ABACO RD, KEY LARGO, FL 33037-5001

Mortgage

Document Number0031711484
DateMay 3, 2022
Book Page3171/1484
Instrument2373874
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$485,256 (+5.99%)$654,152 (+9.24%) Land $270,000 Building $384,152
2024$4,216.00 (+4.2%)
2023$4,046.00 (+5.78%) Homeowner's exemption$457,846 (+3%)$598,834 (+11.87%) Land $241,020 Building $357,814
2022$3,825.00 Homeowner's exemption$444,511$535,310 Land $176,130 Building $359,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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