Monroe County property record for 27 Abaco Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,574 sqft · built 2019 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $898,200 (May 2026) |
| Tax Bill | $5,422 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00538650-000000 |
| Primary APN | 00538650-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,574 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1662160 |
|---|---|
| Street Address | 27 ABACO RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 3 LT 3 OCEAN ISLE EST PB5-14 KEY LARGO OR783-1500 OR786-1770/71 OR802-524 OR825-651 OR824-1110/13 OR986-1702 OR1029-1475 OR1037-2094 OR1060-1607 OR1177-546 OR1187-1818 OR2110-767 OR2292-2383 OR2531-1514/15 OR2635-2221/22 |
| Legal Range | 40E |
| Legal Township | 61S |
| Legal Section | 06 |
| Legal Subdivision | OCEAN ISLE ESTATE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 ABACO RD, KEY LARGO, FL 33037-5001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESID'L MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Jun 26, 2013 · Amount on Record |
| Deed Document Number | 20262545305 |
| Deed Book / Page | 3383 / 796 |
| Prior Transfer Date | Aug 10, 2011 |
| Prior Transfer Doc | 2531001514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 29, 2026 |
| Property Address | 27 ABACO RD, KEY LARGO, FL 33037-5001 |
| Document Number | 0002545305 |
| Book / Page | 3383 / 796 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262545305 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | CORAL REEF TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635,027.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 ABACO RD, KEY LARGO, FL 33037-5001 |
| Document Number | 0002545306, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262545306 |
| Name | HIGHLANDS RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 29, 2026 |
| Property Address | 27 ABACO RD, KEY LARGO, FL 33037-5001 |
| Document Number | 0033830796 |
| Book / Page | 3383 / 796 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262545305 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | CORAL REEF TITLE COMPANY, CORAL REEF TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $635,027.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 ABACO RD, KEY LARGO, FL 33037-5001 |
| Document Number | 0002545306, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20262545306 |
| Name | HIGHLANDS RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,422.00 (+4.75%) Homeowner's exemption | $610,523 (+5.99%) | $824,470 (+6.82%) Land $270,000 Building $554,470 |
| 2024 | $5,176.00 (+3.85%) | ||
| 2023 | $4,984.00 (+5.97%) Homeowner's exemption | $576,036 (+3%) | $771,808 (+8.32%) Land $241,020 Building $530,788 |
| 2022 | $4,703.00 Homeowner's exemption | $559,259 | $712,513 Land $176,130 Building $536,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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